ATMs in Bali - local knowledge

lisyloo

I'm going on holiday to an island off Bali where the (4) ATMs are well known to not always work so cannot be relied upon.



Last time I took cash from my M&S credit card because I read Bali was a bit dodgy which might have been incorrect ??? https://www.tripadvisor.co.uk/ShowTopic-g294226-i7220-k8540936-o50-ATM_scam_at_the_airport-Bali.html

It was 9% on the way out and 12% returning the change, which I though was pretty appauling on the M&S preferential rates for an M&S credit card.



We don't need a huge amount of cash but obvious some is needed for tips or drinks.

I have a clarity card and intend to withdraw cash charged in local currency at either the airport or the next day in South Kuta which sounds like it has facilites before going onto the island.



Does anyone have any advice on using ATMs in Bali, specfically at the airport or advice against?
I still have the option of getting cash beforehand if necessary but it's more expensive.


If push came to shove I expect the resort staff would help us to get cash especially if they want tips, but obviously don't want big stress on holiday and our resort isnt neceesarily near a bank/town.

I’m currently thinking of taking IDR just for less stress.


Thanks in advance for any local knowledge.

eDicky

There are plenty of ATMs available in Bali in any built up area with shops etc. Cash pounds can also be easily exchanged at one of the many exchange shops, much better rates than in the UK, but keep your eyes open.

I've no idea what you mean about the M&S 9% 12% etc...

lisyloo

We have not much time in Bali itself before getting a ferry to the island which has 4 ATMs which cannot be relied upon. We don't have transport (going scuba diving so using a boat not a car).


Last time I took cash (IDR) from M&S bureau de change.
I have an M&S credit card which gives me preferential rates when buying.
The commission rate I calculated was around 9% i.e. I paid 9% more than the mastercard rate.
When I sold the currency back after the holiday I calculated the commision was 12% (you don't get preferrential rates).


I think I'm going to take cash, to avoid having to find ATMs when really tired (17 hour flight) or queue in the heat, or get charged when it has run out of money, or get skimmed etc.
I have found some much better rates than M&S.
Yes it's not the cheapest way, but we hate having to deal with these stressful situations when were really hot, thirsty and tired and thats when I'm likely to make a mistake.
The flight is 17 hours 5 minutes.