Reversed into when making a 3 point turn who is liable?

GDB2222

If the other driver admitted liability in front of a witness, get the witness to sign a short letter saying what they heard. Of course, it's evidence that you should send to insurers. It's not hearsay, by the way, to state what was said in your presence.

alfie1950

The witnesses were the children they were picking up so not really impartial ;

Mercdriver

alfie1950 wrote: »

The witnesses were the children they were picking up so not really impartial ;

Ummm no. If you read the whole thread you will establish that that is not true in the case of the 3rd party admitting liability:

Kroyle91 wrote: »

She admitted liability in front of my neighbour when he was quoting how much it would cost her to fix the damage outside of the insurers does this class as an admission of liability to an independent witness?

EmmyLou30

If you don't have a dash cam.....get one now. This is exactly where they pay for themselves. The dash cam would show you being stationary, the warning horn she ignored and then the subsequent bang.

Cash-Cows

oldernonethewiser wrote: »

If there are no witness, standard practice for years, knock for knock as it was known.


https://en.wikipedia.org/wiki/Knock-for-knock_agreement

You've misinterpreted what knock for knock is. You cannot possibly know whether knock for knock applies without knowing the insurance companies involved. In any case knock for knock applies regardless of fault, that's the whole point of it.

Car_54

Cash-Cows wrote: »

You've misinterpreted what knock for knock is. You cannot possibly know whether knock for knock applies without knowing the insurance companies involved. In any case knock for knock applies regardless of fault, that's the whole point of it.

The poster said knock-for-knock WAS, not IS. It won't apply in this case, as it hasn't been used for many years.

mark1959

My advice would be to walk to school. Just watch out for those crazy car drivers. :cool:

Quentin

GDB2222 wrote: »

If the other driver admitted liability in front of a witness, get the witness to sign a short letter saying what they heard. Of course, it's evidence that you should send to insurers. It's not hearsay, by the way, to state what was said in your presence.

Road side admissions of liability are worthless, no matter how many independent witnesses there were to it


It's not for policyholders to admit liability!

Quentin

Kroyle91 wrote: »

The difference would be the excess. Either way the insurance company is paying the damages to all vehicles as we are both insured via the same insurance. The only difference to finding one of us liable is the loss of the excess from the side which wasnt found liable. Talking £200.

Both sides can still get their "share" of their uninsured losses such as excess/hire car/taxi fares etc from the other side


So if it ends up 50/50 each driver can claim back 50% of their uninsured losses from the other side