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You sound like you are doing well. Will you get a refund from the swimming lesson?
The patchwork quilt sounds fun. I want to give it a go at some point - but not got around to it. I even managed to get a second hand box with a load of hexagons already cut out complete with card.... but still haven't started. Considering need to perhaps start smaller like a toy or a cushion. What else are yo planning to make?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
I always remember going to a Pokomon film.
I fell asleep.
Not for long sadly as my DS woke me up :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
savingholmes wrote: »You sound like you are doing well. Will you get a refund from the swimming lesson?
The patchwork quilt sounds fun. I want to give it a go at some point - but not got around to it. I even managed to get a second hand box with a load of hexagons already cut out complete with card.... but still haven't started. Considering need to perhaps start smaller like a toy or a cushion. What else are yo planning to make?
Yes, they will credit the lesson.
I've. Just purchased some cotton jersey which is navy blue with planets and sloths hanging off them. It sounds mad but it made me smile.
QUOTE=beanielou;76251550]I always remember going to a Pokomon film.
I fell asleep.
Not for long sadly as my DS woke me up :rotfl:[/QUOTE]
Yes it did pass through my mind to have a sleep but DS would have woke me up.
My first 2pm finish today. It still feels like a long day but I think it will help with the exhaustion.
I do need to get myself organise. I forgot my lunch today and ended up spending £4.15 :eek: on a sandwich, crisps and a drink. I will get my soup out tonight to warm up for in tomorrow.
It's always disorganisation which lets me down.
Anyway tonight it's washing again and a bit of tidying. Such an exciting life i lead.:rotfl: Have a fab night all.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Like the sound of the navy jersey - I like some M@nt@ray stuff as some of theirs is fanciful - flamingos, balloons that kind of thing. Love itAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
It arrived today and it's lovely. Organic cotton jersey and a very reasonable price. I can't wait to get started on it.
Two days at work done and two more to go. The earlier finishes are helping but I'm still exhausted. Its not helping that the fluid in the lung area is building up again so I think I'm going to need another drain fitted. I really don't want this but it has to be done. I will be more comfortable too.
I've £157 left to pay off on my one debt. The challenge has been so helpful. If I can be uber frugal for the next few weeks I may be able to do it this month. If not definitely next month. Then it will be the next one I attack.:j
Time to have a tidy before bed. Have a fab night. X1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Great debt reduction progress :T
Well done on making the transition back to work :TIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Great progress on the debt reduction. Is the quilt for someone in particular or just for fun?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
savingholmes wrote: »Great progress on the debt reduction. Is the quilt for someone in particular or just for fun?
Thanks SavingHolmes. I'm trying to sort the debt. The quilt is for DS. It made from his old t shirts.doingitanyway wrote: »Great debt reduction progress :T
Well done on making the transition back to work :T
Thanks DIA. It's been better this week finishing earlier.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Have a good Friday:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy Friday PH!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340
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