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You can't beat me, I will win.
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Have a lovely weekend PH. Hope you aren't too wiped out after the chemo.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Hope the chemo went well.
Paying yourself via savings first is something DR says and I think that is a good idea. You are sounding organised.
Enjoy your SundayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
clearmydebts wrote: »Have a lovely weekend PH. Hope you aren't too wiped out after the chemo.
Thank you. To be honest I feel wiped out and work have increased my hours again. I'm going to see the manager tomorrow to try and make them understand that cancer is not like having a bad thumb. I'm going to drop my hours so i finish at 2 everyday.doingitanyway wrote: »Hope the chemo went well.
Paying yourself via savings first is something DR says and I think that is a good idea. You are sounding organised.
Enjoy your Sunday
A bit more organised than usual but let's face it I couldn't be less organised.
Ok it's now September so the big dust weigh in. It came out at....
2lbs 3.6ozs.:eek: Absolutely revolting. So ashamed.
I really need to crack on today as I've done nothing for days and it's like a tip but I'm feeling exhausted. If I get the washing in and another put away the dry stuff should help.
If I'm honest my diet has gone totally to pot and I'm really feeling really awful. It just goes to show that if you put carp in you get carp out.:(. I'm back on the health kick from today.
Anyway that enough grumbling from me or I will have to give myself a kick up the bum. I can't be doing with the Misery's.
Have a fab day all. Xxx1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
I never thought to weigh the stuff that comes out the hoover.....I need to empty mine every week as it's full xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hope your work are more reasonable and that you find food that supports your health. I could do with some of the latter too instead of the carp I've been eating.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
I reckon I average 2lbs a day in dust :eek:
Dust happens and it's nothing to be ashamed of
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
Hope you get on alright at work today PH.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
Oh my goodness, where on earth has this week gone?
Work has been exhausting but I'm finishing at 2pm everyday now which will help. :T It's going to be needed as my house has gone from being untidy to a complete and utter tip. Today I need to get up to date with the washing and put away the dry stuff which piled up last week.
It's been chaotic this week. I e had to book DS into a breakfast club and two after school clubs as mums hip has gone again and she often takes him and picks him up. Anyway £16 later....... I've now booked him in to breakfast club every Wednesday but all other starts DH can do and I can now do all the pick ups. It never ends does it.
I'm being very frugal at the moment. Ive been a bit naughty and taken out a loan to pay of a different loan. It's saving me a huge chunk each month for the same amount. I now need to focus on getting my small card paid of asap then start hitting the next one. Hopefully I will get this done next payday.
The c word shopping is half done which has helped. Mind you DS opened a parcel yesterday which I asked him to. I thought it was a radar key for work but turned out to be a DVD for DH which he promptly showed him. Thank goodness it was only a couple of pounds. I've just let him have it.
Anyway I must crack on. Have a fab day. X1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0 -
Have a great day I hope the early finishes are working out for you okay.
I hear you on the loan. I am going to add two of mine together when one gets to a certain level as it will save me a considerable amount every month.Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
It's saving me a fortune clearmydebts. Now the money I would have been paying out towards getting rid of smaller debts more quickly.
It's been a busy weekend. DS's swimming was cancelled as there had been a power cut and when the systems came back on a load of chlorine was dumped in the pool. Never mind, he called well. It's just the tiny tiny things he goes into meltdown over.
Today we have been to see Toy Story 4. I'm not one of society's film lovers and was bored witless but DS enjoyed it.
I need to get on with some more decluttering this afternoon. I have some fabric coming and I'm going to try to start sewing again. I'm going to imagine I'm a novice so I can accept the fact it won't be to my usual standard. To be honest I've been lusting over sewing machines but that's going to have to be a well done treat one the debts are paid off. Oh well, a girl can look.
Money is going surprisingly well. I've been quite frugal since payday but need to keep it up for the rest of the month. I feel good about it too.
The house......well it's going to take a while to get it back to where it was so I can continue moving forward. I really want to crack on with some DIY.
Anyway time for five minutes then starting again.
Hope you've all had a fab weekend.1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%
[STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.0
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