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Ways to spend a lump sum on a special holiday

edited 30 November -1 at 1:00AM in Over 50s Money Saving
14 replies 6.3K views


  • pollypennypollypenny Forumite
    29.1K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Katiehound wrote: »
    There is one more CC that you might consider- Saga. This is also commission free for purchases. (I think worldwide,but not sure as I no longer have one.)

    Saga C/card was discontinued last year. :cool:

    Based in Belfast, so possibly a Brexit casualty
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
  • missilemissile Forumite
    11.3K Posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PhotoMan wrote: »

    I am looking for advice …. We currently have two credit cards, Halifax Clarity which has a credit limit of £12,000 and Nationwide cash reward which has a credit limit of £14,000. ….Does anyone have any advice/experience that may help us to spend our own money!

    Thank you.
    Apply for more cards :j
    Easy to open another Halifax current account in your wife's name to get another card :beer:
    Open additional NW current account in your wife's name using link to get free cash + another credit card :money:
    Use and pay hotels on departure.
  • PennyForThem_2PennyForThem_2 Forumite
    709 Posts
    Part of the Furniture 500 Posts Combo Breaker
    If you are applying for more cc then consider transferring balances to an interest free cc which has this option for 24-33 months.

    So your credit rating needs to be goodish. This is what I did:

    Paid business class flights and airbnb on one cc. Transfered balance showing these purchases to balance transfer interest free cc. Set up a direct debit to pay balance off completely 2 months before 0% interest ceased. Hid card so would not use it inadvertantly.

    Just a thought.
  • getmore4lessgetmore4less Forumite
    43.8K Posts
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Cruises you pay in advance.
    You can also preload credit onto the ship account before you go.

    If you have a plan then prepay hotels and car hire with zero excess insurance.
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