In work poverty due to overpriced housing costs

Kim_kim

ska_lover wrote: »

Whatever your background, you are entitled to be housed - either rented or brought. Yes I used that buzz-word - entitled. Everyone is entitled to be housed.

It’s our national shame that we have so many homeless, so many sofa surfing and so many (especially children) living in private rented accommodation with 6 month tenancies.
How do they manage for schooling :-(

Zero_Sum

westernpromise wrote: »

Which are a rock, a plastic plant and a sunken pirate ship. To others, that would be 1% of their needs, so they choose the ocean.

Yup that would be the small 1bed flat, i require a lot more than that & London doesnt offer it at a realitic affordable price. So I opt for the 4 bed detatched in a cleaner non overcrowded area (the ocean).
You stick to your cramped overcrowded goldfish bowl.


I noticed you havent actually informed me what im missing out on. You wont cos you cant.

Kentish_Dave

The OP and some responses do come across as overly entitled.

I’ve met many people who messed around at school, didn’t do higher education, do the least possible at work while moaning about the management and then act surprised when they can’t buy a nice three bedroom semi in Guildford.

On the flip side I’ve several friends from my state comp in the North who’ve got up every day from when they were a child, done the very best that they can, and now have a great career, a happy family life, and a big family home paid off.

Moaning about not having what you want is pathetic. If you want it, plan how to get it, and put in the decades of work needed to get there.

Delay having children, work the second job, get the qualifications, go the extra mile at work but for god’s sake stop whining on the internet about life not being fair.

You were born into a rich, stable country with a strong rule of law, good state education and a generous safety net just in case it all goes wrong.

If you are healthy of body and mind then it takes a special kind of person to not succeed in the UK today.

ska_lover

westernpromise wrote: »

Direct taxes are a lot less than 30 years ago.

In 1985 the average wage was just under £7,000 and you lost 27% of that in tax and NI. Today it's about £29,000 (£2,000 more than just inflation) and you only lose 20%. If you have a student loan you'd pay 23% (in 1985 you lost 27% same as graduates even if you'd got there without a degree).

Other things have gone up, eg VAT and house prices, but other things have come down, eg phone bills, film rentals and mortgage rates. Some things cost about the same (a Golf GTi) but are far better.

'National' averages'

I wonder how representative that is, what percentage of 20-25 year olds are earning 29k?

ska_lover

MobileSaver wrote: »

Um, no, you are only entitled to be housed if you are genuinely, legally homeless.



Utter nonsense, the younger generation have never had it so good with instant communication to anyone anywhere in the world, the combined knowledge of the entire world available immediately at their fingertips for practically free, cheap (unbelievably cheap to their grandparents) travel to a whole swathe of countries around the globe and in relation to buying a house some of the cheapest mortgage deals ever recorded.

One of the problems is that the younger generation often aren't prepared to move to a less desirable area and also want a brand spanking new-build house with shiny, sparkly appliances unlike the doer-upper their grandparents bought with no double glazing, no central heating and second-hand ovens and washing machines.

How interesting...

ska_lover

Kim_kim wrote: »

It’s our national shame that we have so many homeless, so many sofa surfing and so many (especially children) living in private rented accommodation with 6 month tenancies.
How do they manage for schooling :-(

It really is

I do work with a homeless charity, and you get to know the people, and their stories

You really get to see and understand how a person can be so disadvantaged from the offset - and how, as humanity, we can stand by and not help, but even worse, judge. This could happen to literally any of us

I have known several , quite gleefully, move hundreds of miles to an unknown city, because that is where the council placed them. They moved away from their support network, any friends or family, and their - often very relied upon - health team and social workers - and uprooted themselves, to get a secure, warm roof over their heads

I think it would do a lot of people good, to spend some time with the homeless. Get to understand how things got so bad

It is really heartbreaking

lisyloo

Zero_Sum wrote: »

Luton, Southend etc arent in London. They just use the London prefix for marketing reasons

Funnily enough I do fly on business and when I put London (all airports) it gives me the 6.

However this discussion does also extend to house prices in the SE.

Do you think people “thinking outside the box” and moving from London to Luton or Southend would solve all the problems?
I don’t think it would, I think this is a SE issue and what the poster probably meant was people moving right out of the SE and possibly even the south.

lisyloo

Kim_kim wrote: »

Do you not think every couple who work full time while having a small family should be able to afford a modest house in a decent enough area?
Because that isn’t the reality for many families in London, Surrey & the more expensive parts of the south east.

No I don’t.
I don’t think there is an entitlement to own a house in the most expensive parts of the country.

I’m being a little ironic, but if said family are not high earners then could they not think outside the box and move somewhere cheaper?
There are plenty of nice areas not in London & Surrey.
Actually I’m not sure why this phrase “think outside the box” is used, it’s pretty obvious isn’t it if they are trying to buy somewhere outside of their means?

So what’s the reason our example family can’t move?
If they aren’t in high paying jobs then they are more likely to have transferable skills e.g. more likely to be a hairdresser, van driver or plumber than a London centric job like head of Scotland Yard.

lisyloo

Kim_kim wrote: »

Well I absolutely disagree, as long as people working full time cannot buy a home, we have a problem.
And before you say they need to move north, I live in Surrey. Surrey needs cleaners, car washers, orderlys in hospitals, bin men, fast food workers, etc.

So why can’t they rent? (If they want to live in Surrey).
The lowest paid (approx 30%) of the population have always rented.

lisyloo

Kim_kim wrote: »

It’s our national shame that we have so many homeless, so many sofa surfing and so many (especially children) living in private rented accommodation with 6 month tenancies.
How do they manage for schooling :-(

I agree with you about homelessness, we need to do better.

But children in rented accommodation go to school like other children.
Traditionally 30% have never owned and those children still (have to) go to school.

Why on earth would they not get schooling just because they don’t own??