Coal mining Report

Ce1979

Good morning,

Hoping someone can help.

The property we are looking to purchase has flagged historical subsidence claims between 1996-2001. An accepted damage notice claim.
All settled.

Obviously alarm bells are ringing but we love the property. I know the vendor has a mortgage on the property and it has been sold in 2005 and then 2009 to the current vendor. It's near an old coal mine although everything else on report is fine.

Our surveyor did not mention anything about potential subsidence although the coal search came back after his report. I have also run some insurance quotations and a number of lenders offer reasonable buildings insurance. We had a building survey.

Our solicitor has a duty to inform our lender clearly but has anyone been through something similar and had a positive outcome?

Any help would be appreciated.

RedFraggle

Shouldn't be an issue if it's coal mining related as any subsidence due to mining should be covered by the Coal Authority.
https://www.google.com/url?sa=t&source=web&rct=j&url=https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/657017/Coal_Authority_A_guide_to_your_rights_-_coal_mining_subsidence_damage_booklet.pdf&ved=2ahUKEwilsILns8rjAhUqQRUIHZkFAJQQFjAOegQIARAB&usg=AOvVaw3F5sosy3vwRdOgxXCV3wOJ&cshid=1563863218247

pitbull

the Coal Authority also publishes an interactive map that allows you to search for old mine shafts and coal seams etc.

http://mapapps2.bgs.ac.uk/coalauthority/home.html

I found this very useful as I am looking to move to Norrthumberland and one property I had an interest in had a shaft under the neighbours living room, needless to say that was a little too close for comfort.

Interesting to see that the area I was born (Wolverhampton) is affected by old mine workings much more than Northumberland.

Ce1979

Thanks for this very helpful.

Ce1979

pitbull wrote: »

the Coal Authority also publishes an interactive map that allows you to search for old mine shafts and coal

I found this very useful as I am looking to move to Norrthumberland and one property I had an interest in had a shaft under the neighbours living room, needless to say that was a little too close for comfort.

Interesting to see that the area I was born (Wolverhampton) is affected by old mine workings much more than Northumberland.

Thanks. Yes the property is in South Yorkshire. My solicitor has advised that this will be of significant concern to my lender and yet there's been no claim for 20 years, the current vendor has a mortgage and I've been able to get reasonable building quotes. Obviously Anxious to understand what the next steps are so I am waiting for the Sol to advise.

RedFraggle

I think what they've said about the lender is an overreaction.