Ending the never ending debts

Baileys_Babe

Reflecting Good luck with dealing with your debts.

If you let us know the ages of your children we can come up with ideas for things to do with them over the summer.

NeverendingDMP

good luck. keep posting and we will help you along the way. x

Reflecting

Feeling sorry for myself today. Not just with the debts just in general with everything. In fact more the everything than the debts, at least with the debts I feel like I have some kind of plan in place.

Baileys Babe, my girls are 4,11 and 14. They’re (in general lol) really good kids who really don’t ask for very much. We have had some really hard times over the past couple of years and they deserve some good memories. I have been lucky enough to be selected by a charity today to provide the two older girls with bikes so that will be nice if they get them. Xx

Thick_n_Thin

eBaying has saved me many times, I’m sure with 3 kids you will have lots of stuff they have outgrown or no longer play with. I recently made over £500 over a six week period of selling my old clothes ( just high street stuff) it’s amazing how quickly it mounts up.

Reflecting

Quick update for tonight as busy baking a birthday cake. Spent £44.11 in sains and mr t this evening but this did include two birthday presents, birthday cards and some store cupboard essentials. Used £25 of nectar points to help pay it. Had a small refund from the car hose I bought so have used it to pay £1 towards a payment a day.

Thank you to everyone who has read my diary so far xx

Reflecting

Oh my goodness what a spendy but lovely day today. Spent £12.50 in wilks £8 in £land, £8.50 in home barge and £43 in ald1. Mostly on party/bbq food bar a tin of paint. Couldn’t afford it at all but it absolutely made DD day to enjoy her birthday after several years of bad ones. Will make sure I include birthdays and Xmas in my new budgets.

Plans for tomorrow are (perhaps lol) a trip to the tip, some house work and a short shift at work. Shouldn’t need to spend anything so will be hoping for a NSD. Or I might not do anything as I’ve come down with a heavy cold xx

Reflecting

Oh I missed off bathing the dog because she really smells! That has to be done no matter what xx

charlotte1988

Good luck with your journey to becoming debt free

Reflecting

Hey diary ,

I’ve had a lovely weekend but unfortunately I’ve also spent a lot too . Didn’t go out yesterday but did get DD to go to the shop and put £20 on the electric key and £7 on dog food. Today I also spent £32 in a discount store on a rug, shampoo and a bucket and spade for DD Then I spent £23 in asd.a on not very much and realistically not needed. £7 on parking :eek: (£1.50 in one car park and £5.50 in the second) Followed by £20 of fuel.

Took my DD’s for a afternoon at the beach which was lovely. Wanted to buy fish and chips for dinner but resisted and we had cheese on toast at home instead.

Have rung one of my credit cards yesterday and asked them to take the minimum payment this month instead of the recommended extra payment they usually take. Not happy about this but necessary

Work tomorrow and will get my tax credits so will sit down tomorrow night and make some payments xx

Reflecting

Hello

Had work today and was reminded of such a nice group of people I work with, so supportive. DD had a day in nursery today and other DD’s went to a friends.

New month today. Pay day tomorrow :j have worked out after paying for everything I should have £65 per week to pay for fuel and food shopping for us. I’ve done a full inventory of the cupboards and freezer and will write a list of only items I absolutely need to get. DD has a party to go to at the weekend so will pick up a present in town tomorrow for her to take, I’m thinking £5 maximum. Need to get a couple of cards too while we are there.

Everyone around me seems to be buying houses and moving , I wonder if I’ll ever be in a position to do the same. Xx