Can I get a settled CCJ removed from my credit file?

xlnc99

I am not sure but i explained the situation clearly to the solicitor and ive got similar responses when reading through other forums so there must be some truth in this

Can i ask you when you did your consent form and sent to the court with both parties signed, was it mentioned anywhere in the forms that you sent to the court or the party signing it about your circumstances of address change etc or was it a simple consent form that both parties agreed to waive the CCJ

Michael23

I didn't do the consent form, the solicitors for debt company sent me the consent form and asked me to sign it and return it so they can file it with the court, the change of address and everything else you mentioned was stated on the original application notice I sent to court which was to challenge the matter in court. I told the court of my circumstances and they sent a copy of my application to the solicitors to show I wanted to challenge the matter in court, the solicitor's wanted an out of court settlement, hence why they sent me a consent order to sign and for them to sign to have the CCJ removed.

xlnc99

I see, i think because your case was clear cut and the solicitors knew they were in the wrong this is why the matter was resolved quickly. It looks like the court already have your information about the ins and outs of your case and that helped. Do you have a copy of the consent form or give me a rough idea of what it actually stated on there.

Michael23

Yes, I have a copy of it, I will find it and word it out for you.

[Deleted User]

Why are you trying to fight this?

You know you owe the money and have admitted to that.

xlnc99

Seriously,

There is no need for pointless statements.

xlnc99

Michael23 wrote: »

Yes, I have a copy of it, I will find it and word it out for you.

Thanks Pal

[Deleted User]

It’s not pointless.

I’m just trying to get my head around why you’re (still) trying to find yet another loophole to get out of debts that you owe.

xlnc99

!!! wrote: »

It’s not pointless.

I’m just trying to get my head around why you’re (still) trying to find yet another loophole to get out of debts that you owe.

Id probably say if your thinking about me that much you should go get a hobby because this is just not healthy. FYI - not trying to get out of any debts i owe, i fully intend on paying any amount owed. As for loophopes; i am trying to understand the law and my legal rights. This is also good information for anyone reading these threads, which is what the forum is about.

[Deleted User]

The fact is you owe the money.

You ignored or “didn’t receive” letters and it’s led to a CCJ.

Also as per your other thread, make a SAR request to Lowell and see if they did indeed send these letters out.

If you know you indeed owe it just pay it and move on - stop looking for loopholes and get out of jail free cards.

Everyone’s situation is different so what applies to you or any other poster, such as ones in this thread, won’t apply to everyone else.