We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Smart Deposit scheme invalidation?

2»

Comments

  • ciderboy2009
    ciderboy2009 Posts: 1,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Dear Estate Agent,
    Thank you for your recent contact.

    As I have fully complied with the tenancy agreement I fail to see why I should assist in covering up an error made solely by your company.

    However, I am willing to sign a newly dated tenancy agreement as you suggest providing that you agree to pay my reasonable fee for doing so of £280.

    Yours etc.
  • GDB2222
    GDB2222 Posts: 26,828 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    If the agent wants the full deposit paid, then I suggest that he tops your £280 up to the full £800. He can do this out of his commission.

    His solution, namely defrauding FCC Paragon is great for him but awful for you. Don't do it. Is he a member of an ombudsman scheme?
    No reliance should be placed on the above! Absolutely none, do you hear?
  • GDB2222
    GDB2222 Posts: 26,828 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Dear Estate Agent,
    Thank you for your recent contact.

    As I have fully complied with the tenancy agreement I fail to see why I should assist in covering up an error made solely by your company.

    However, I am willing to sign a newly dated tenancy agreement as you suggest providing that you agree to pay my reasonable fee for doing so of £280.

    Yours etc.



    You want to add blackmail to the fraud? ;)
    No reliance should be placed on the above! Absolutely none, do you hear?
  • GDB2222
    GDB2222 Posts: 26,828 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    By the way, it takes many months of legal action to evict a tenant. And, that's where there is good cause for doing so!
    No reliance should be placed on the above! Absolutely none, do you hear?
  • da_rule
    da_rule Posts: 3,618 Forumite
    Sixth Anniversary 1,000 Posts
    GDB2222 wrote: »
    You want to add blackmail to the fraud? ;)

    There isn't any fraud.

    Nothing to stop someone legitimately surrendering a tenancy and entering into a new one. The start date on the insurance policy will be the start date on the new tenancy.

    The only issue will be where the policy uses the date of occupation rather than the commencement of the tenancy.
  • ciderboy2009
    ciderboy2009 Posts: 1,246 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    GDB2222 wrote: »
    You want to add blackmail to the fraud? ;)
    At least I'm not the one being greedy & trying to get £520 out of them :rotfl::rotfl::rotfl:
  • GDB2222
    GDB2222 Posts: 26,828 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    da_rule wrote: »
    There isn't any fraud.

    Nothing to stop someone legitimately surrendering a tenancy and entering into a new one. The start date on the insurance policy will be the start date on the new tenancy.

    The only issue will be where the policy uses the date of occupation rather than the commencement of the tenancy.

    There's no suggestion of that in the OP. Just of lying to FCC.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • I have in writing the agent saying 'I'm considering telling them you moved in on the 15th just to secure the smart deposit'

    She also said to me verbally, the new agreement is just to secure the smart deposit and nothing about my current agreement will change. She did not say at anytime neither verbally or in writing I would have to surrender the current agreement and move on to the proposed new one.
  • Slithery
    Slithery Posts: 6,046 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    She also said to me verbally, the new agreement is just to secure the smart deposit and nothing about my current agreement will change. She did not say at anytime neither verbally or in writing I would have to surrender the current agreement and move on to the proposed new one.
    Of course the agent didn't say that. They've seriously messed up and are now trying to get out of it in any way possible.

    You have done everything needed to comply with the terms of your tenancy agreement, to make changes and false statements now would be committing fraud for zero benefit.
  • diggingdude
    diggingdude Posts: 2,501 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Unlike the estate agent you can sleep easy. You have done nothing wrong. I would stop replying to them about it. Ultimately that insurance policy helps the landlord not you, so it's the estate agents jobs to get it right.
    I would inform them that say continue this conversation there will be an hourly charge from your side
    An answer isn't spam just because you don't like it......
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.