PPI on a Business Loan, How to Claim?

Genex

I had a letter from one of these companies saying I could have had PPI on a business loan - I certainly had payment insurance as it was part of a government scheme (Enterprize Finance Garauntee? EFT)

My question is, I'm already struggling to get my head around claiming for myself, how would I go about claiming or submitting a form for the business loan? (the loan was taken on under the registered Limited company, not myself, not personal and not freelance/self employed)

TIA

[Deleted User]

You would complain in the company name.

Don't use any claims company.

Genex

Deleted_User wrote: »

You would complain in the company name.

Don't use any claims company.

Thanks. So the normal route/forms and just put the company name in the form?

I'm really useless with things like this. I'm going through the pages here, it seems like a lot of digging is involved and I have to fill in forms for each lender - is there not a centralised service that checks or perhaps gives me a list of lenders I need to contact?

[Deleted User]

Your credit files give you the last 6 years.

Genex

Deleted_User wrote: »

Your credit files give you the last 6 years.

Would that be those free experian report or noodle?doodle? thingies?

[Deleted User]

That's the ones. Noodle, doodle, snap crackle and pop.

Also known as Experian (MSE CRedit Club), Equifax I(Clearscore) and TransUnion (Credit Karma, formerly Noddle).

McKneff

I didnt think you could get ppi on a business loan ....

SonOf

McKneff wrote: »

I didnt think you could get ppi on a business loan ....

Yes you can. It has terms that are more suited to the self employed/company directors.

[Deleted User]

SonOf wrote: »

Yes you can. It has terms that are more suited to the self employed/company directors.

...Which makes it far more difficult to argue that it was mis-sold, of course..

Genex

Moneyineptitude wrote: »

...Which makes it far more difficult to argue that it was mis-sold, of course..

That's what I'm thinking, but hey, if I'm filling in forms... :P

Genex

Another question, I see on the Barclays form it says if I did have PPI they'll raise a complaint on my behalf - do they all do that or is that something I need to watch for? (something about 30th June ruling?)

And if that is the case, does that mean that all I need to do is the "check ppi" form and regardless of the result I don't need to pursue it or fill in claim forms? TIA