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Help to buy SCAM....
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You do need a reality check. You got a government loan of 20% of the value of your property which came from the taxpayer so you could buy your house. You benefited from a low mortgage rate as a result of the low LTV. And you don't expect to pay anything back for the privilege? You need to get real!
I ended up paying £17k premium back to HTB - which I was happy to do. I made a profit on the house I sold, and the scheme helped me to buy it in the first place. I could not have bought my last house without the scheme.0
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