What % of your portfolio are active vs passive funds?

Thrugelmir

100% active currently. Though have increasingly the number of individual share holdings. As opportunities present themselves. Very much on a buy and hold basis.

There's a time and a place for passive. Too much of a fad for my liking at the moment.

Thrugelmir

newbinvestor wrote: »

Can anyone share some of their active funds so I can look at the funds/charges? What ones are most popular?

I know woodford is/was popular but personally wouldn't invest in his now, after the recent press.

Do your research. Read, listen, watch.

As a private investor you'll find sound opportunities if you are patient enough. Though expect to make some mistakes along the way.

newatc

EdSwippet wrote: »

100% passive. Globally diversified, and 60:40 stocks/bonds. All OEICs or unit trusts, from HSBC, Vanguard, BlackRock, Fidelity, and Legal&General. Truly skimpy charges, sub-0.15% weighted. Accumulation units inside ISAs and SIPPs, so virtually no need to ever fiddle with it. If I were to fall into a coma for the next decade the entire thing would run perfectly well on its own.

This is the sort of position I'm heading for. This time last year I was 100% active but gradually moving to passive or flexible/managed active which I can feel that can be largely left.
At the moment I'm about 25% passive, 25% flexible/managed and 50% other actives. Within a couple of years I aim to be 70% passive, 30% active (mostly flexible/managed).

Alexland

Mostly passive - getting my fair share of market returns over the long term. Happy to outperform the average investor via the lower fees. Obviously there are still some decisions to make on asset allocation, which indexes to track, etc.

bostonerimus

I'm about 90% passive. My only active fund is US Vanguard Wellesley Admiral fund. Its 60% bonds and 40% stocks and it was one of the first funds I ever bought as it was recommended as a core retirement fund in an old employer's retirement account. Fee is 0.16% and dividend is 3% so it's used by many US folks as a retirement income generator.

https://investor.vanguard.com/mutual-funds/profile/overview/vwiax

Lungboy

~99% passive, 100% equities.

ffacoffipawb

100% investment trusts, so 100% active I guess.

aroominyork

Linton wrote: »

OK, I do have a fun target for the growth portfolio to outperform VLS100, but that is for personal satisfaction rather than financial necessity.

I am about 90% active with the rest in a hedged S&P ETF. I also compare to VLS100 (and to a lesser degree to a global all cap index, but mostly VLS as I am UK overweight) but it's for more than fun. I started DIYing two years ago and, like many others, reckoned I can beat the market. I figured that if, after a couple of years, I couldn't beat it I might as well go passive, so for me it's a serious comparison. So far I am ahead but that's not difficult in a bull market; it's how my funds perform and how I react in a falling market which will smoke out the reality.

I think any new investor's default strategy should be to go passive unless they have a good reason not to. The road is littered with the lost money of people who learned the hard way and in time I may be one of them (though of course it couldn't happen to me ). Rupert's post 19 explained his journey nicely, Alex has explained in recent posts that he is now mostly passive and sleeping calmly, and of course boston is the regular passivangelist on this forum.

neildt

70% Active 30% Passive. Usual active funds including Fundsmith and LT Global Equity, plus Baillie Gifford American

bowlhead99

neildt wrote: »

Usual active funds including...

This implies there are some active funds that it's usual to have. I don't have any of the three you mention, and from the 25 active holdings that Linton posted, he doesn't either.

My mum has LT global equity in her ISA portfolio which I did 'approve' of her buying and she probably doesn't really remember what she has so I suppose I could say I have it, but I don't use it for myself.