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Default on CR but Barclaycard Increase Limit?

1356

Comments

  • ti1980
    ti1980 Posts: 1,528 Forumite
    Have no idea why my Cash APR is so high but I would never use it for taking cash out so it doesn't really matter.
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    how long have you had a barclaycard?
  • ti1980
    ti1980 Posts: 1,528 Forumite
    I have had the card since Aug 2004 so its about 10 months now and I have had 2 credit increases in that time.
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    ti1980 wrote:
    I have had the card since Aug 2004 so its about 10 months now and I have had 2 credit increases in that time.

    could you tell me how much they where and how often you had them?
  • ti1980
    ti1980 Posts: 1,528 Forumite
    You don't ask for much do you The_Rock?! Just kidding!

    I got my Barclaycard in Aug 2004, the limit was £1200.
    They increased it to £2000 in March 2005, so that was about 6 and a half months after I initally got the card.
    I phoned them up in April 2005 and asked them to increase it to £2500.
    I only asked for an extra £500 as they had just increased it a few weeks previously and I didn't want to push my luck but from the sound of the phone call at the time I could have gone a bit higher.

    Hope this helps someone.
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    What not upgrade ur account ti? to a Gold Visa??
  • ti1980
    ti1980 Posts: 1,528 Forumite
    I don't know if I can upgrade. What do you get with a Gold Visa account then? How much different is it?
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    ti1980 wrote:
    I don't know if I can upgrade. What do you get with a Gold Visa account then? How much different is it?

    I am pleased to confirm that the Barclaycard Gold account offers the
    following benefits.

    ~ Up to 56 days interest free credit
    ~ Standard purchase interest rate from just 11.9% per annum (typical rate
    14.9% per annum.).
    ~ £500 cash withdrawal limit per day (2% handling fee)
    ~ 2% minimum repayments
    ~ No annual fee.
    ~ Chip & Pin card technology making Barclaycard Gold virtually impossible
    to counterfeit.
    - Emergency Card Replacement
    - Emergency Cash Advance
    - Travel Service
    - Identity Protection Service
    - Home Emergency Helpline
  • THE_ROCK84
    THE_ROCK84 Posts: 222 Forumite
    did u upgrade ti?
  • ti1980
    ti1980 Posts: 1,528 Forumite
    I didn't upgrade no.
This discussion has been closed.
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