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It's time to start digging up those Squirrelled Nuts!!!!

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  • Albermarle
    Albermarle Posts: 27,924 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Sea_Shell said:
    Bills 3861.67
    Holidays/Ente 3434.29
    Car Expenses 1107.91
    Groceries 2768.58
    Household 1227.21
    Health/Beauty 1964.56
    Clothes/Shoes 235.44
    Fuel 522.77
    Gifts/Cards 556.74
    Bank/ISA Fees 278.06
    Phones/Calls 103.53
    16060.76
    As in the past the grocery bill is the one thing that stands out as being very low for two people. Especially with recent rampant food inflation. 
  • Sea_Shell
    Sea_Shell Posts: 10,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    WYSPECIAL said:
    Inspiring figures, thanks for sharing.
    Is “groceries” just food?
    What goes into the categories “household”and “health and beauty” ?

    Groceries includes day to day non food items and alcohol, if part of a normal supermarket shop.   Loo roll, shower gel etc.

    Household includes anything to do with the maintenance or upkeep of the house, Inc insurance.   New garden rake etc.

    Health and beauty, is just that.  Including any one off "best" toiletries, nails, hair dressing etc.


    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell
    Sea_Shell Posts: 10,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    michaels said:
    westv said:
    Sea_Shell said:
    Well, we've done our last shop of the year, so 2023 spends are now "closed".

    £16,060

    And that includes the thick end of £1000 for physio, prescriptions and dental.   The joys of getting older 😲😱



    I thought prescriptions were free for over 60s.
    They’re only mid and late 50s I think.
    SS always strikes me as being in her 40s

    Plus inflation 😉🤑
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Sea_Shell
    Sea_Shell Posts: 10,028 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Sea_Shell said:
    Bills 3861.67
    Holidays/Ente 3434.29
    Car Expenses 1107.91
    Groceries 2768.58
    Household 1227.21
    Health/Beauty 1964.56
    Clothes/Shoes 235.44
    Fuel 522.77
    Gifts/Cards 556.74
    Bank/ISA Fees 278.06
    Phones/Calls 103.53
    16060.76
    As in the past the grocery bill is the one thing that stands out as being very low for two people. Especially with recent rampant food inflation. 

    Courtesy of Kevin the Carrot and friends 😉
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • michaels
    michaels Posts: 29,122 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Sea_Shell said:
    Bills 3861.67
    Holidays/Ente 3434.29
    Car Expenses 1107.91
    Groceries 2768.58
    Household 1227.21
    Health/Beauty 1964.56
    Clothes/Shoes 235.44
    Fuel 522.77
    Gifts/Cards 556.74
    Bank/ISA Fees 278.06
    Phones/Calls 103.53
    16060.76
    As in the past the grocery bill is the one thing that stands out as being very low for two people. Especially with recent rampant food inflation. 
    WE do about 400pm for 5 including 3 hungry teenagers so this does not sound unreasonable.  I shop, we would eat similar if DW shopped but easily spend twice as much.  One example, about to put in a sains click and collect order using a £18 voucher, a sains gift card bought at 20% off and hopefully 20% cash back.
    I think....
  • westv
    westv Posts: 6,456 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 28 December 2023 at 6:52PM
    The 2 of us spent around £7.5k on groceries/take aways in the last 12 months. Restaurants extra.
  • FIREDreamer
    FIREDreamer Posts: 1,008 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    Sea_Shell said:
    michaels said:
    westv said:
    Sea_Shell said:
    Well, we've done our last shop of the year, so 2023 spends are now "closed".

    £16,060

    And that includes the thick end of £1000 for physio, prescriptions and dental.   The joys of getting older 😲😱



    I thought prescriptions were free for over 60s.
    They’re only mid and late 50s I think.
    SS always strikes me as being in her 40s

    Plus inflation 😉🤑

    … and VAT 😀😀😀
  • Sea_Shell said:
    Well, we've done our last shop of the year, so 2023 spends are now "closed".

    £16,060

    And that includes the thick end of £1000 for physio, prescriptions and dental.   The joys of getting older 😲😱




               
    Retired 1st July 2021.
    This is not investment advice.
    Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
  • Lindlou
    Lindlou Posts: 132 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    We spend around £200 to £250 a month for 2 which includes alcohol and basic toiletries.  We enjoy a couple of bottles of wine a week. It's the rest of the Bill's that impress me 
    Never, ever give up........
  • Sea_Shell said:
    Bills 3861.67
    Holidays/Ente 3434.29
    Car Expenses 1107.91
    Groceries 2768.58
    Household 1227.21
    Health/Beauty 1964.56
    Clothes/Shoes 235.44
    Fuel 522.77
    Gifts/Cards 556.74
    Bank/ISA Fees 278.06
    Phones/Calls 103.53
    16060.76
    As in the past the grocery bill is the one thing that stands out as being very low for two people. Especially with recent rampant food inflation. 
    I agree on that! As a household of one even I spent £2,300 for the year. Nice work 
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