It's time to start digging up those Squirrelled Nuts!!!!

NedS

Albermarle said:

Considering current inflation, that is a good result !

On the other side I was just looking yesterday and the average value of my 3 pension pots, has eventually got back to where it was in April 2021. I think that is probably reasonably typical for a medium risk, diversified portfolio.

I'm well up on April 21, but still a little down on Sept 22 where the chaotic mini-budget hit me particularly hard.

allsort

NedS said:

Albermarle said:

Considering current inflation, that is a good result !

On the other side I was just looking yesterday and the average value of my 3 pension pots, has eventually got back to where it was in April 2021. I think that is probably reasonably typical for a medium risk, diversified portfolio.

I'm well up on April 21, but still a little down on Sept 22 where the chaotic mini-budget hit me particularly hard.

NedS said:

Albermarle said:

Considering current inflation, that is a good result !

On the other side I was just looking yesterday and the average value of my 3 pension pots, has eventually got back to where it was in April 2021. I think that is probably reasonably typical for a medium risk, diversified portfolio.

I'm well up on April 21, but still a little down on Sept 22 where the chaotic mini-budget hit me particularly hard.

NedS said:

Albermarle said:

Considering current inflation, that is a good result !

On the other side I was just looking yesterday and the average value of my 3 pension pots, has eventually got back to where it was in April 2021. I think that is probably reasonably typical for a medium risk, diversified portfolio.

I'm well up on April 21, but still a little down on Sept 22 where the chaotic mini-budget hit me particularly hard.

I'm 7.6% up since Sept 22 but 7.03% down since April 21.  Gilts being the problem.  Hugely grateful for the recent FTSE spurt but still some way to go before I'm feeling comfortable.

westv

I can't believe that in a few weeks I'll be starting to draw my PPF rescued  (FAS as it was) pension! I declare that I am still only 39!!

It's also amazing how quickly threads can drop away here. This was on page 378!

Sea_Shell

Time does seem to speed up as you get older!!!

I still keep trying to convince myself I'm 30 something.

Not feeling very inspired by current weather ☹️❄️.   Come on spring, you can do it.

LHW99

Definately spring here - daffodils rapidly retreating under snow

westv

I've noticed my first PPF payment is the 21/3. 
I'm curious to know whether that covers my birthday to the 21/3 or my birthday to the end of March 
Not really any sort of issue so I will probably just wait to see what comes in rather than ask them.

Sea_Shell

Morning everyone.

I don't know if any of you have seen my posts about the debacle of our ISA transfers.   What a mess!!  (I won't re-hash that here).

https://forums.moneysavingexpert.com/discussion/comment/79920528/#Comment_79920528

Hopefully we'll have a resolution soon.   But don't believe a new provider, when their blurb says that they can do "fund class conversions" !!  


Am now chomping at the bit to get a maturing £10k out of a 1 yr fix that is 'only' paying 1.71%.  Have to wait until mid-April. Seemed like a good idea at the time....not, in hindsight.   Oh well.

Will re-save some, spend some , and top up DH's pension with some.  


Our energy fix ends on 20th April.   I know what it's going to be (all calculated with the help of the info on the energy boards), will be about an extra £13 a month.   So not too bad.   We're already overpaying (and reclaiming credit), by £40, so no DD shocks await.

HeyYeah

Am now chomping at the bit to get a maturing £10k out of a 1 yr fix that is 'only' paying 1.71%.  Have to wait until mid-April. Seemed like a good idea at the time....not, in hindsight.   Oh well.

Don't feel too bad - I took out a 2 year fix at 1.06% for £10K which matures in June! Again it seemed like a good idea at the time

westv

I didn't do any fixes when rates were low as I thought Premium Bonds offered better value for me.

fly-catchers

HeyYeah said:

Am now chomping at the bit to get a maturing £10k out of a 1 yr fix that is 'only' paying 1.71%.  Have to wait until mid-April. Seemed like a good idea at the time....not, in hindsight.   Oh well.

Don't feel too bad - I took out a 2 year fix at 1.06% for £10K which matures in June! Again it seemed like a good idea at the time

I have £15000 locked away till 2026 earning 2.85%! Opened in 2019 it was a good rate for two years. Still it’s not the worse rate around and is just one of my pots!