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It's time to start digging up those Squirrelled Nuts!!!!

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Comments

  • bluenose1
    bluenose1 Posts: 2,767 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sea_Shell said:
    Finally, a £25 win on the PBs.  B)  (on £40k holding)

    Still "behind the curve" but better than nothing!!! 


    Off to the dentist this morning...having a crown prepped.     Nervous!!!  :o
    Reading about your win reminded me to check my premium bonds  and I have won…………… absolutely nowt.
    Rather disappointed when I don’t win, even though know it is unlikely to win £25 more than a couple of times a year. 
    Oh well, there’s always next month, hope springs eternal.
    Money SPENDING Expert

  • Sea_Shell
    Sea_Shell Posts: 10,031 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    You realise you're never going to be a "spender" when you find yourself using the phrase "perfectly adequate"!!!

    😂😇😎
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Bravepants
    Bravepants Posts: 1,644 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sea_Shell said:
    You realise you're never going to be a "spender" when you find yourself using the phrase "perfectly adequate"!!!

    😂😇😎

    My partner visited a friend of hers who swears by those Thermomix kitchen gadgets. They cost about £1200 and there's a £30 annual subscription for the built-in digital recipe service. Her friend was thinking of upgrading to the new version, for which she had an appointment with a salesperson for a demo and invited my missus along to see it. I'm sure  she was looking to sell her old one to my partner. My comment was that my pair of hands and a balloon whisk are perfectly adequate. To be fair I think she agrees. :smile:
    If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.
  • Sea_Shell said:
    You realise you're never going to be a "spender" when you find yourself using the phrase "perfectly adequate"!!!

    😂😇😎
    I remember, many years ago, talking to a colleague who just had his annual appraisal. He told me that his manager had told him he was perfectly adequate 😄
    Mortgage free
    Vocational freedom has arrived
  • ZZZzzz....time to just dream about those nuts    

    Retired 1st July 2021.
    This is not investment advice.
    Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
  • Sea_Shell
    Sea_Shell Posts: 10,031 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Looks like someone has stolen my nuts whilst I was sleeping!!!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • Bravepants
    Bravepants Posts: 1,644 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sea_Shell said:
    Looks like someone has stolen my nuts whilst I was sleeping!!!!

    That's life! Nuts rise and fall all the time.
    If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.
  • @Sea_Shell I find your story of early steps into retirement quite fascinating and inspirational. I am nearing the end of my accumulation phase with just a few years to go (I think!) and trying to wrap my head around life on the other side with no salary income. Your story is a great read.
  • Sea_Shell
    Sea_Shell Posts: 10,031 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    @Sea_Shell I find your story of early steps into retirement quite fascinating and inspirational. I am nearing the end of my accumulation phase with just a few years to go (I think!) and trying to wrap my head around life on the other side with no salary income. Your story is a great read.

    Thanks for that.   It's nice to know that people enjoy my thread, and can take something from it, otherwise I'm just rambling to myself!! 


    I love your avatar by the way....BOOM BOOM!!!
    How's it going, AKA, Nutwatch? - 12 month spends to date = 2.60% of current retirement "pot" (as at end May 2025)
  • kinger101
    kinger101 Posts: 6,573 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    trevjl said:
    Ganga said:
    trevjl said:
    We still have one of those old dial type. I set it and take to knob off to avoid the thermostat wars !!! Heating allowed on 1st November, if you're cold put something thicker on is my normal statement. hence my £63 a month bill, harsh man that I am  ;)  
    Yes I would do that but we have one of the new digital displays so not able to take any knob off.  DH recently recovering from open heart surgery so that could account for him always feeling cold at the moment.  I bought him a throw to stick over his legs if sitting on the sofa in the evening and that is my classic go to response to him feeling cold.  I don't think 20 degrees is too low but he often turns it up to 22. 
    I do not know your financial situation BUT why be cold if you can afford to turn the heating up ,most people are of a certain age on this forum and do not have many years left so why scrimp on basics like heating ! might as well stop eating and still be able to brag about how much capital they have . 
    Nothing to do with finances TBH. I have difficulty getting through that if you turn the thermostat up to 35 the house will not heat up any quicker and if it were to achieve the impossible and reach 35 you would be moaning its too hot. !!!
    Naaah.  Won't be too hot.  You can just open all the windows.

    I did once have a plumber tell me it was more efficient to leave the heating on all the time.  I felt like telling him there's no point arguing with laws of physics, but then I remembered something Mark Twain said.
    "Real knowledge is to know the extent of one's ignorance" - Confucius
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