It's time to start digging up those Squirrelled Nuts!!!!

Amateurretiree

We had two weeks in the Canadian Rockies booked for later this month which we cancelled before the deposit was due, as it was pretty obvious to me at the end of February what was on the horizon. We have two weeks in Florida booked for September and doubt we will be going on that. DH is 62 and I am 58.

We have been informed by our travel insurance (M&S) which is due for renewal this month that COVID 19 will not be covered in the future.

I don’t think we will be going on holiday by plane until there is a vaccine, potentially 2-3 yrs but hopefully sooner!

DH just retired last year and me three years ago so these are our ‘go go ‘ years, hope we remain in good enough health to do it in a few years time!

Lots of nice places to visit on our own islands of course!

Amateurretiree

Apologies above should read ‘before the balance was due’

Sea_Shell

I do worry that a vaccine, rushed through, could have unforeseen consequences in years to come.

I also worry that society will be divided by those with a certificate and those without.  In other words you MUST have the vaccination if you want to travel, go to the theatre, cinema or stay in a hotel for example.   

I really hope it doesn't come to that.

On a more positive note...I went for a brisk 3 mile walk this morning and my back feels much better for it.  Same again tomorrow me thinks.

westv

Sea_Shell said:

Another thought re UK trips, once allowed, is that I hope councils etc will open public toilets, especially if pubs remain closed.  I'm assuming they're closed currently (are they??)

No use being able to take a picnic somewhere for the day, if no other facilities are available!!

The current lack of almost any toilet facilities outside the house must be very restrictive to a lot of people who may have bladder problems.

Stubod

Every problem has a solution    

https://www.amazon.co.uk/gp/product/B00U42K13A?pf_rd_r=PJGGCAQVGS627A9NSATE&pf_rd_p=e632fea2-678f-4848-9a97-bcecda59cb4e

Sea_Shell

Stubod said:

Every problem has a solution    

https://www.amazon.co.uk/gp/product/B00U42K13A?pf_rd_r=PJGGCAQVGS627A9NSATE&pf_rd_p=e632fea2-678f-4848-9a97-bcecda59cb4e

Bit awkward to use in the middle of Lyme Regis if you ask me!!! 

MallyGirl

I'm not keen on the porta potty in the camper but I am occasionally grateful that we have it - I can't believe I'd ever be desperate enough for that contraption 

shinytop

Sea_Shell said:

I do worry that a vaccine, rushed through, could have unforeseen consequences in years to come.

I also worry that society will be divided by those with a certificate and those without.  In other words you MUST have the vaccination if you want to travel, go to the theatre, cinema or stay in a hotel for example.   

I really hope it doesn't come to that.

On a more positive note...I went for a brisk 3 mile walk this morning and my back feels much better for it.  Same again tomorrow me thinks.

Well I hope it doesn't come to that too but if it does then that's the choice we'll have to make.  Assuming there is a safe vaccine, if I'm going to be in close proximity with a lot of other people I would rather they were vaccinated than not. 

Glad to hear you're on the mend. 

Sea_Shell

On a different tack....what about the psychology of drawing down on investments?

As we know investments are for the long term, say 10 years.

Say you have been putting money away into an S&S ISA for over 10 years, with some of your first £££ buying units at, say, £1 each.   You have also recently put in money at say £1.70 a unit, as the price over that time has increased.    If you then need (want) to pull some money out of that fund, at say £1.50 per unit, do you tell yourself you're withdrawing your OLD units, that have made money, or do you feel that you are pulling out your NEW units that have lost money???

Or if you'd been putting £1000 a month away for 10 years, stop, and then start withdrawing it at £1000 per month, then your money (each £1000) has always been invested for at least 10 years.  

Psychologically, the easiest way of dealing with this may have been to have a new fund for each tax year, then only draw from the oldest fund, I suppose, but that horse has bolted!!

Thoughts?

Parking_Trouble

badger09 said:

Very short term - I'll be relieved when refund for our cancelled cruise 29th March - 17th April arrives

Short term - I'm reluctant to cancel our only booked holiday, another cruise scheduled for 6th November, but know its virtually inevitable.

Longer term -  I desperately want to book flights to Hong Kong to visit my son. Face Time is great when you know you can visit in the foreseeable future. Not really good enough when you've no idea when that might be

Cathay Pacific have some excellent prices later in the year and offer unlimited changes for 12 months for flight booked before 30th June. Still an element of risk but feels like a decent offer.