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CCJ that I didn't know I had due to parking ticket that I knew nothing about!!

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Comments

  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Remember, it may be difficult to obtain credit during that six years.
  • Ralph-y
    Ralph-y Posts: 4,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    "Thanks, so it probably won't make a huge difference if I wait a couple of months to think about it properly."


    absolutely not .... you really need to read up the sections that you have been pointed at!


    To overturn a CCJ , you need to act quickly after finding that you have one. Waiting to long will scupper any such action


    Ralph:cool:
  • Oh ok. I got about half way through reading all the threads last night. I'll catch up tonight. It all looks so complicated and stressful. :(
  • Quentin
    Quentin Posts: 40,405 Forumite
    edited 27 June 2019 at 10:25AM
    You say you want this ccj removing

    The only way to get it removed is to get it set aside.

    There is only one thread and one post in that thread you need to be concentrating on at this stage!

    See the newbies FAQ thread near the top of the forum

    #2 there tells you all about getting a set aside (scroll down post #2 towards the bottom of it)

    The most stressful thing is forking out the court fee! £255

    But if you win any subsequent court case over the original claim then you not only don't have to pay the original judgement of £315 (which sounds like 2 parking charges) you should also get back your £255 set aside fee.
  • Ralph-y
    Ralph-y Posts: 4,820 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes it does ..... after a few readings the court section and CCJ overturn starts to make a lot better sense for newbies ...


    good luck


    Ralph:cool:
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