Wrong email address

Bingojumbo

Hi

Looking for advice, I have received an email from moneyboat.co.uk saying I am in arrears with a debt.

I have never taken a loan out with them.

The email is addressed to bingo.jumbo@email.com, but my address is bingojumbo@email.com

Is it just a mistyped email? Should I reply to say address not known or does this open a can of worms or just ignore it?

Thanks

[Deleted User]

It's probably mistyped.

But it would be worth either checking with them or checking your credit files to ensure nothing is amiss.

[Deleted User]

Bingojumbo wrote: »

Hi

Looking for advice, I have received an email from moneyboat.co.uk saying I am in arrears with a debt.

I have never taken a loan out with them.

The email is addressed to bingo.jumbo@email.com, but my address is bingojumbo@email.com

Is it just a mistyped email? Should I reply to say address not known or does this open a can of worms or just ignore it?

Thanks

When you say email do you really mean gmail? You can take your gmail email address and add "." wherever you like and it will still arrive in your inbox because gmail ignores them. For example I could have the gmail account loveroflycra@gmail.com and if someone emailed lover.of.lycra@gmail.com it would still end up in my inbox.

https://www.businessinsider.com/why-google-says-period-in-gmail-address-doesnt-matter-2018-2?r=US&IR=T

Tom99

Typically with gmail.com the 2nd/3rd person with the same name adds their middle initial, say bingohjumbo@gmail.com.
They then forget the middle initial when giving someone their email address of the sender misses out the middle initial.

JGB1955

If the email isn't addressed to you how did it end up in your inbox?

MallyGirl

JGB1955 wrote: »

If the email isn't addressed to you how did it end up in your inbox?

that was answered in post #3

Bingojumbo

Yes, the point is, I haven't added any periods to my email address, so someone else must have signed up with bingo.jumbo

Should I just ignore it?

Candyapple

Bingojumbo wrote: »

Should I just ignore it?

No, don't ignore it. It could be innocent or it could be a sign someone has got hold of your details.

Keep an eye on your credit files over the next few months to make sure there are no hard searches or new accounts added that you don't recognise.

The free versions to check your credit files are below:
Experian: https://www.moneysavingexpert.com/creditclub
Equifax: https://www.clearscore.com
TransUnion (formerly Call Credit): https://www.creditkarma.co.uk

Tom99

Is it gmail?
If so you are the only bingojumbo no matter how many periods.

[EMAIL="b.i.n.g.o.j.u.b.m.o@gmail.com"]b.i.n.g.o.j.u.m.b.o@gmail.com[/EMAIL] will still end up in your inbox.

sourcrates

Normally they would also write to you if you were in arrears, so if you do recieve a letter, it may be a sign your details have been compromised.