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If you lit a bonfire in your garden and it spread to your neighbour’s property, you are liable for the damage. This is a strict liability i.e. your neighbour does not have to prove negligence, only that you brought a dangerous thing onto your land and that that dangerous thing escaped onto their land and caused damage. This principle derives from the case of Rylands v Fletcher. If you have contents insurance, this might provide you with paid for legal advice and liability cover. Inform your insurer right now.
It appears to be a little more complicated than that
However if the OP does have contents insurance he would be well advised to contact them, as the costs of defending the claim, and any liability that he does have, will likely be covered.