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Hmrc tax rebate cheque

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  • Just found a tax rebate cheque from 2017 can i still take it to the bank and cash it in 
  • moxon2412 said:
    Just found a tax rebate cheque from 2017 can i still take it to the bank and cash it in 
    Don’t cheques expire after a certain period? 
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    https://www.chequeandcredit.co.uk/information-hub/faqs/cheques-and-cheque-clearing
    Is it true that cheques are only valid for six months?
    No. A cheque is valid for as long as the debt between the two parties (i.e. the person writing the cheque and the person they give it to) exists. In other words, cheques don’t have an expiry date. However, it is common banking practice to reject cheques that are over six months old to protect the person who has written the cheque, in case the payment has been made another way or the cheque has been lost or stolen. This six-month timeframe is at the discretion of individual banks. It should not be assumed that cheques older than six months would automatically be rejected as the only definite way to cancel a cheque is for the person who wrote it to request that a stop be placed on it. If you have a cheque that you want to pay in that is more than six months old, your best course of action is to not pay it in and instead obtain a replacement from the person who gave it to you. Where there is a dispute, a cheque remains legally valid in order to provide proof of the existence of a debt for a period of six years, which is the Statute of Limitations.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
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