We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
TSB and mortgage
Options
LS1013
Posts: 4 Newbie
I have an existing mortgage with TSB and am looking to sell and buy somewhere more expensive and want to transfer the mortgage and borrow more (to avoid the £3k early departure penalty) but when TSB have looked at how much I can borrow, they’ve said they can see credit issues. However, my Experian report gives me a score of 999! So they’ve suggested sharig this with them so they can appeal and ask the underwriter to consider.
0
Comments
-
I have an existing mortgage with TSB and am looking to sell and buy somewhere more expensive and want to transfer the mortgage and borrow more (to avoid the £3k early departure penalty) but when TSB have looked at how much I can borrow, they’ve said they can see credit issues. However, my Experian report gives me a score of 999! So they’ve suggested sharig this with them so they can appeal and ask the underwriter to consider.
Lenders don't look at or care about the "score".
They will only look at the raw data on your files.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.7K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards