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I've opened an account, can I switch it straight away?

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I've just opened an extra bank account with Santander this morning online, and want to take advantage of the RBS £175 switch service using this new Santander account.

It is already opened and accessible online. Is it wise to:

A) put at least £1 into the Santander account
B) wait for the debit card to come via post in a few days

Or can you apply to switch this new account straight away without any of the above?
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Comments

  • You need the Debit Card number in order to switch
  • 18cc
    18cc Posts: 2,120 Forumite
    You sometimes need a debit card number in order to switch.

    Some banks let you tick a 'i haven't got a debit card for this account' box.

    But yes, you can switch immediately subject to above
  • tel_
    tel_ Posts: 333 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    !!! wrote: »
    You need the Debit Card number in order to switch

    I take it that RBS needs this info, and you cannot bypass it?
  • oldagetraveller
    oldagetraveller Posts: 3,653 Forumite
    tel_ wrote: »
    I take it that RBS needs this info, and you cannot bypass it?


    I have recently switched an account to RBS and if memory serves, an active debit card number for the "old" account is required. Again, can't remember exactly but I'm sure there was noification to the effect of no debit card, no switch.
  • tel_
    tel_ Posts: 333 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I have recently switched an account to RBS and if memory serves, an active debit card number for the "old" account is required. Again, can't remember exactly but I'm sure there was noification to the effect of no debit card, no switch.

    Thanks oldagetraveller, hopefully my debit card will arrive by 28th July then :D
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    tel_ wrote: »
    Thanks oldagetraveller, hopefully my debit card will arrive by 28th July then :D

    Mine took about 5 days. Both occasions I had an email on the evening to advise it had been dispatched and it was here the next day, so the email is fairly delayed
  • girllikeme1
    girllikeme1 Posts: 207 Forumite
    Yes a card is required.
  • tel_
    tel_ Posts: 333 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    wizzywig27 wrote: »
    Mine took about 5 days. Both occasions I had an email on the evening to advise it had been dispatched and it was here the next day, so the email is fairly delayed

    Can you remember if you had to sign for the card when it arrived?
  • tel_ wrote: »
    Can you remember if you had to sign for the card when it arrived?

    That won't have any impact on you switching.....

    But no it usually just comes via normal post.
  • tel_
    tel_ Posts: 333 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I have recently switched an account to RBS and if memory serves, an active debit card number for the "old" account is required. Again, can't remember exactly but I'm sure there was noification to the effect of no debit card, no switch.

    Sorry for the extra question, but can 'active' mean a brand new one that has just been issued and not used. Or does it have to have been used in a cash machine, or used at least once in a shop to buy something?
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