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Living with partner?
markan2828
Posts: 17 Forumite
Hi all,
would love some advice on this: I am trying to join the credit card eligibility tool, but when it comes to 'residential status'.. it doesn't give me the option I want; living with partner? and ideas much appreciated.
would love some advice on this: I am trying to join the credit card eligibility tool, but when it comes to 'residential status'.. it doesn't give me the option I want; living with partner? and ideas much appreciated.
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Comments
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What options does it give you?0
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Are you paying rent?
Are you on the mortgage?0 -
Thanks for responding, it gives me;
homeowner,
private tenant
council tenant
living with parents.0 -
I am not on the mortgage and don't pay rent; we share expenses.0
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I would just go with Private Tenant then0
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Since you are not on the mortgage, don't pay rent, but pay your share of the bills, then that would be a similar arrangement to 'living with parents' option. In the absence of other suitable options, then that is one I would use for an eligibility checker tool.
If you then go on to make a credit application, the 'living with parents' option would not be correct. In that instance, and faced with the same options, I would recommend phoning the card issuer for guidance.
Edit: Cross-posted with Gary. For an eligibility tool, private tenant would also be suitable. But again, I would ring the card issuer for guidance if I was making an official credit application.I work within the voluntary sector, supporting vulnerable people to rebuild their lives.
I love my job
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Based on what you have said, I'd go with Private Tenant.
More importantly, when answering the same question for actual applications, make sure you keep it consistent.0 -
I put private tenant as I'm effectively renting off my partner who owns the house, not had any issues with it
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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