Living with partner?

markan2828

Hi all,
would love some advice on this: I am trying to join the credit card eligibility tool, but when it comes to 'residential status'.. it doesn't give me the option I want; living with partner? and ideas much appreciated.

[Deleted User]

What options does it give you?

[Deleted User]

Are you paying rent?
Are you on the mortgage?

markan2828

Thanks for responding, it gives me;
homeowner,
private tenant
council tenant
living with parents.

markan2828

I am not on the mortgage and don't pay rent; we share expenses.

[Deleted User]

I would just go with Private Tenant then

Willing2Learn

Since you are not on the mortgage, don't pay rent, but pay your share of the bills, then that would be a similar arrangement to 'living with parents' option. In the absence of other suitable options, then that is one I would use for an eligibility checker tool.


If you then go on to make a credit application, the 'living with parents' option would not be correct. In that instance, and faced with the same options, I would recommend phoning the card issuer for guidance.

Edit: Cross-posted with Gary. For an eligibility tool, private tenant would also be suitable. But again, I would ring the card issuer for guidance if I was making an official credit application.

muhandis

Based on what you have said, I'd go with Private Tenant.

More importantly, when answering the same question for actual applications, make sure you keep it consistent.

Nasqueron

I put private tenant as I'm effectively renting off my partner who owns the house, not had any issues with it