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Women SPA this week

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  • Pollycat
    Pollycat Posts: 35,963 Forumite
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    brewerdave wrote: »
    My wife who was born in 1953 agrees with you wholeheartedly - if by any chance these campaigns bear fruit, the money will go straight to the grandchildren as they will end up with the bill!
    I'm a 1953 woman too and although I don't have any children who would bear this cost, I also agree.

    I and a number of women in my position would have supported a means tested benefit for those women left in financial need by these changes even though I/they wouldn't have benefited.

    But that wasn't on the WASPI/Backto60 agenda.
  • p00hsticks
    p00hsticks Posts: 14,680 Forumite
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    Pollycat wrote: »
    I
    I and a number of women in my position would have supported a means tested benefit for those women left in financial need by these changes even though I/they wouldn't have benefited.


    Buit surely there are already a whole host of means tested benefits already available for the women in that situation who have not yet reached their (new) pension age - JSA / ESA / Universal Credit / Working Tax credit / Carers Allowance / Housing benefit and Council Tax reduction to name a few off the top of my head and depending on their particular circumstances.
  • Silvertabby
    Silvertabby Posts: 10,387 Forumite
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    edited 14 June 2019 at 11:05AM
    Pollycat wrote: »
    I'm a 1953 woman too and although I don't have any children who would bear this cost, I also agree.

    I and a number of women in my position would have supported a means tested benefit for those women left in financial need by these changes even though I/they wouldn't have benefited.

    But that wasn't on the WASPI/Backto60 agenda.


    Me too (apart from being born in 1956). We already give our winter fuel allowance to a couple of family members who need it more than we do, but I bet the WASPI founders see that £200 as their 'champagne allowance'.
  • Pollycat
    Pollycat Posts: 35,963 Forumite
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    p00hsticks wrote: »
    Buit surely there are already a whole host of means tested benefits already available for the women in that situation who have not yet reached their (new) pension age - JSA / ESA / Universal Credit / Working Tax credit / Carers Allowance / Housing benefit and Council Tax reduction to name a few off the top of my head and depending on their particular circumstances.
    So why are these women going on about being in dire financial need?
    They are either telling the truth and the range of benefits don't cover their situation.
    Or they are misrepresenting their financial situation.
    I'm giving (some of) them the benefit of the doubt and accepting that they really are in dire financial straits and don't qualify for any benefits.
  • lisyloo
    lisyloo Posts: 30,094 Forumite
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    Pollycat wrote: »
    So why are these women going on about being in dire financial need?
    They are either telling the truth and the range of benefits don't cover their situation.
    Or they are misrepresenting their financial situation.
    I'm giving (some of) them the benefit of the doubt and accepting that they really are in dire financial straits and don't qualify for any benefits.

    They might not qualify for benefits if they are part of couple, whereas they would have had state pension in their own individual right.
    I can certainly envisage situations where in practice the financial sharing of income does not work as well as it should on paper.
  • Gers
    Gers Posts: 13,381 Forumite
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    jem16 wrote: »
    If you are female ( and I think you confirmed that earlier ) and affected by the 2011 Act then yes you were affected by the 1995 Act.

    The 1995 Act increased your SPA to just under 64 and then the 2011 Act increased it by another 18 months.

    The 1995 Act was fair and gradual with plenty of notice. The 2011 Act was the unfair one for those born late 53 and most of 54 as the notice was too short. Not all were disadvantaged by it though.

    It should have been the Act to campaign against but all too late now due to the greed of the campaigns. There is nothing special about 50s' born women.

    http://www.web40571.clarahost.co.uk/statepensionage/SPA_changes.pdf

    I'm Feb '54 which is what makes me affected by the 2011 Act - thanks for confirming the 1995 Act impact for me.

    I am not in dire financial need and agree with equal pension age - just miffed!
  • Mnd
    Mnd Posts: 1,699 Forumite
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    So, to clarify, should a man, born the same day as you, get any backdated payment, and is this being considered
    No.79 save £12k in 2020. Total end May £11610
    Annual target £24000
  • Silvertabby
    Silvertabby Posts: 10,387 Forumite
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    edited 14 June 2019 at 5:09PM
    Mnd wrote: »
    So, to clarify, should a man, born the same day as you, get any backdated payment, and is this being considered

    No, not part of the legal case as WASPI/Backto60 couldn't give a flying fig about 1950s men or women (and men) born from 1 January 1960.

    They won't win - but, if they did, then I'm assuming that equal rights laws would mean that 1950s men's pension credit ages would also have to be back-dated to 60. I don't know if the costings already floated include the costs of this - remember that even the men who wouldn't qualify for means tested actual pension credit would still get the winter fuel allowance, NI credits, etc, so we're not talking peanuts.

    To clarify, Mr S's pension credit age was 63 and some months - being the age his twin sister (if he had one) would have received her State pension. We obviously don't qualify for means tested pension credit/any other benefits, but he did get the winter fuel allowance and, as he had already retired, 'free' NI credits for 2016/2017 and 2017/2018 thereby adding another £9 per week to his State pension at 65.
  • jem16
    jem16 Posts: 19,751 Forumite
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    Gers wrote: »
    I'm Feb '54 which is what makes me affected by the 2011 Act - thanks for confirming the 1995 Act impact for me.

    I am not in dire financial need and agree with equal pension age - just miffed!

    A few in your age group are miffed and rightly so as the 2011 Act was much too short notice for you. The 1995 Act should have been allowed to finish first in 2020 before further changes. It would still have caught me but that's life.

    I just don't agree that the solution is to give all 50s' women their pension back to 60 regardless of circumstances and basically to hang with those who will pay for it.

    Needless to say that has not made me very popular amongst the campaigns. :rotfl:
  • Mnd
    Mnd Posts: 1,699 Forumite
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    I asked because Gers says she is Feb 54. Any changes that she is hoping for, shold apply equally to males and females, or it cannot be described as equal.

    I will own up and say I was born may 54, but I don't agree with any backdating
    No.79 save £12k in 2020. Total end May £11610
    Annual target £24000
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