PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

House Exchange 42 day rule

24

Comments

  • David..M
    David..M Posts: 13 Forumite
    I have found lots of information like this. There are loads


    'If OVH intend to refuse an application for mutual exchange on any of the above grounds, all parties involved in the proposed exchange must be informed within 42 days of the application being received. OVH would not be able to refuse a mutual exchange on the above grounds if notification is given outside the 42 day period'



    Remove OVH and insert another Council or Housing Association



    Sorry about the font size. I don't know how to change it




  • David..M
    David..M Posts: 13 Forumite
    The above grounds includes under occupancy
  • HampshireH
    HampshireH Posts: 4,908 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Correct. The Council or HA have 42 days to refuse a mutual exchange and let you know. This would be from receipt of all applications.

    If they have taken longer it should go through but you still need consent as they are the landlords and you need documentation from them.

    https://england.shelter.org.uk/housing_advice/council_housing_association/tenancy_exchanges

    However, they cannot deem the property as having a dining room which is now classed as an extra bedroom unless they have formally reclassified the property as being bigger & the rental income reflects this.

    So their systems would reflect this as a bedroom which means whilst you say its a dining room. If their records show reclassification then it is no longer deemed to be anything but a bedroom.
  • 74ace
    74ace Posts: 13 Forumite
    It is 42 working days to make a decision. The clock starts ticking only after you have completed the application and provided all of the information if information is missing then the 42 days dont start. If they have take over 42 days then the exchange has to go ahead. There are a few exceptions such as if they issues conditional consent along the way.
  • David..M
    David..M Posts: 13 Forumite
    What happens next? Will the Council try to worm out of it?
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    David..M wrote: »
    The dining room is considered to be a bedroom. We aren't challenging this as it's not worth it.
    I would certainly challenge the decision. A dining room was never a bedroom that's outrageous.
    A room is a room. Put a bed in it, it's a bedroom. Put a table in it, it's a dining room.
  • David..M
    David..M Posts: 13 Forumite
    74ace wrote: »
    It is 42 working days to make a decision. The clock starts ticking only after you have completed the application and provided all of the information if information is missing then the 42 days dont start. If they have take over 42 days then the exchange has to go ahead. There are a few exceptions such as if they issues conditional consent along the way.


    I think the council think it's 42 working days too. In that case they would have made the decision in 39 days. I have read so many times that it is 42 Calendar days or 6 weeks to refuse.
  • Rosieandjim
    Rosieandjim Posts: 254 Forumite
    See above reclassification!
  • David..M
    David..M Posts: 13 Forumite
    AdrianC wrote: »
    A room is a room. Put a bed in it, it's a bedroom. Put a table in it, it's a dining room.


    The Council have classified the house as a 'Parlour House' This means that it is classed as a 4 bedroom property. You're right! The tenants have a table and chairs in the room and are, therefore, using it has a dining room.

    What we understand is that the Council will never overturn this decision. If they do this they will have to overturn all their Parlour Houses, back date the extra rent charged for a 4 bedroom and payback all bedroom tax charges. This would cost the Council hundreds of thousands of pounds.
  • David..M
    David..M Posts: 13 Forumite
    See above reclassification!


    What is the reclassification?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.5K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.3K Spending & Discounts
  • 243.5K Work, Benefits & Business
  • 598.2K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.