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Gap is Back - Time to Knuckle Down
Comments
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Thank you Lou.
Back to work today. It's been really busy recently which is not a bad thing but I feel like I'm shuffling a lot of papers. Dentist this afternoonI'll never like that. I pay yearly so no cost today.
I have written up a loose meal plan for the next week or so and a shopping list for tomorrow. I need to get back on track again. Also need to try those muffins again.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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I still havent tried the muffins:oI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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Just done my grocery shop for the meal plan. £25.83 so not too bad. Got everything on the list, nothing extra, nothing less and remembered bags
. I'll round that up to £26 and pay that across to the cc account. That leaves £31 in the grocery budget for odds and ends up to payday next Friday. That's if the meal plan holds out as I think I mentioned it's a bit loose. It's difficult with LMG working various shifts. At her new job she gets her shift rota monthly so that should be easier to work with.
I'm sitting in the supermarket waiting for the key cutting guy to get back from his break. I'm so bored(keys are for my neighbour, not me, so not out of my budget).
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Well doneI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well the loose meal plan fell at the first hurdle. Och that's not strictly true, I always knew today would be the "loose" part as I wasn't sure if I was seeing boyfriend or not and so I couldn't confirm a meal on the plan for tonight. We went to Asda for pizza flatbreads (he loves them) and I remembered that I have an Asda card, like a gift card but not a gift, which I bought at the start of the month as part of the grocery budget. My sis gets it through her work and you get 4% cashback when you top it up. I buy loo roll, kitchen roll and washing liquid from there so I thought it would be a good idea. I still had £18.37 left on it so paid £7.02 for pizza and dessert for tonight which leaves £11.35 on it. Add that to the £31 I have left in the cash budget and that's £42.35 I have left in the budget to last until 28th June. That's loads!Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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The pizza flat breads sound great.
That's a great amount to have leftI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The pizza flat breads are pretty good. They're just a bit nicer than a normal pizza base although it might just be because of the shape. They were £2.75 each and we get one each because we are greedy but you could share one between two with some chips or something on the side.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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girlatplay wrote: »The pizza flat breads are pretty good. They're just a bit nicer than a normal pizza base although it might just be because of the shape. They were £2.75 each and we get one each because we are greedy but you could share one between two with some chips or something on the side.
I will keep an eye out for them.
Mind you I dont do supermakets often:oI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You can choose your own toppings! (I don't work for Asda, I'm not trying to sell you them haha
)
Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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