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Graduate overdraft removed without warning

13»

Comments

  • Have you an update on this one?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • PJHilder
    PJHilder Posts: 155 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Have you an update on this one?

    Not managed to get to the branch yet. Will definitely go tomorrow lunchtime.

    I did however receive another letter today from collections asking for the full amount, it was dated 16th Nov the day after the letter saying we made a mistake and we're not going to charge you was sent. Wish they'd make up their minds. ;)
  • I think you are wasting your time going to a branch.
    All they will do is set you down in a room and ring Collections for you and hand you the phone.
    You could do this yourself anytime between 8am and 6 pm.

    Don't put it off any longer.

    I have a feeling you have not been entirely honest in your postings in how you have run your accounts.
  • PJHilder
    PJHilder Posts: 155 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Ok I went into the branch today. Wasn't busy which was good. Asked to speak to someone regarding my Graduate account. He asked what about the account, so I said my overdraft had been removed and now I had bank charges because of it. Told me to take a seat and he'll fetch someone. 30 mins later I was still waiting so decided to leave as I had to get back to work. Made a call when I got back to the office and booked an appointment for Friday afternoon.
  • PJHilder
    PJHilder Posts: 155 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    ejones999 wrote: »
    I think you are wasting your time going to a branch. All they will do is set you down in a room and ring Collections for you and hand you the phone. You could do this yourself anytime between 8am and 6 pm. Don't put it off any longer.

    I've already spoken to Collections on Sunday when they called me. They were the ones who said I had to go into my branch as they could only re-instate the overdraft. I would like the fees refunded as they are imo too high and would never had occured had they informed beforehand that my overdraft was going to be removed.
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