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What small DFW things will you do w/c 20th May?

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What small DFW things will you do w/c 20th May?

edited 30 November -1 at 1:00AM in Debt-Free Wannabe
92 replies 5.2K views
determined_new_msdetermined_new_ms Forumite
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edited 30 November -1 at 1:00AM in Debt-Free Wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:
DF as at 30/12/16
Womblng 2020:
NSD Jan 2/18 YTD: 2
«13456710

Replies

  • determined_new_msdetermined_new_ms Forumite
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    Morning :D but more like :eek: in our house as we have a leak in our bathroom that has been leaking steadily from lunchtime yesterday *cry* waiting for a plumber to come at 10.30....

    Other than that!

    * try to clean up a house without water!
    * make bread
    * use water butt water for flushing loo as we have had to turn water off
    * update CV and apply for a job or two
    * freeze some brownies made yesterday
    * finish alteration for a customer
    * pack away madam's toys - remind oh to bring home boxes
    * put away mountain of washing

    I might go to the allotment and I might also list some things on fleabay. But I might not!

    Hope you all have a good day and I hope my plumbing emergency isn't too expensive :(
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • ziggy2407ziggy2407 Forumite
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    Good Morning everyone

    DNMS - Thanks for starting us off this week, hop that the plumber resolves your problem swiftly.

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    The suns shining and today we will:

    Check Bank & made PAD - Done
    Washing & Line Dry -
    Shopping with list -
    Upload receipts to COS & Shoppix -
    Strip beds and remake -
    Swagbucks -
    Enter a few comps -
    Purge a few emails -
    All meals from cupboards/fridge/freezer -
    Check: Lucky Bob, PMP, WinaDinner -
    Read Book

    Have a great day!

    C x
    Money made in 2018 £1556.43 Money made in 2019 £1071.99
  • Season_of_MistSeason_of_Mist Forumite
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    Oh no DNMS, hope you can get it fixed without too much of a shock to the finances. Thank you for finding the time to start a new thread.

    Going to be good this week as I have got car service/MOT on Friday.

    Left the car at home, bus/walk to work, plan to walk back (depending on the ‘thundery showers’ that may be on the cards later.

    No breakfast. Drinks from tea & coffee fund at work. Cheap lunch of two apples and one banana.

    Hopefully have time to gym/shower/change using work facilities later.
  • allydowdallydowd Forumite
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    Debt-free day: 8th May 2015
    The Joy Account: £1500
    Free Running Challenge: 17/30
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • edited 20 May 2019 at 1:58PM
    allydowdallydowd Forumite
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    edited 20 May 2019 at 1:58PM
    Hi May Money-Marvelousos,

    A precious day off....:j


    Just a wee list.



    Debt-Free-Nillionaire Continuity Plan Year Five:


    *
    Check online banking.

    * Continue my Challenge 500 miles challenge to travel 500 miles for free before the end of 2019: walking, hiking, climbing, cycling, running and swimming. I'm up to 201/500. Will cycle. Done.

    * Defrost batch cooked soup.
    Done.

    * Clear out In Tray.

    * Clear out wallet.

    * Clear emails.

    * Make cheese.

    * Look at packing for hols.





    “Everything will be okay in the end. If it's not okay, it's not the end.”
    Debt-free day: 8th May 2015
    The Joy Account: £1500
    Free Running Challenge: 17/30
    "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • edited 20 May 2019 at 6:15PM
    carrielovesfantacarrielovesfanta Forumite
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    edited 20 May 2019 at 6:15PM
    Hey folks

    Thanks to DNMS for starting us off - sorry to hear of the leak! Hope it is resolved.

    Today will be a test of strength and patience... I won't go into it here but I'm feeling hopeful.

    Small things:
    :heartpuls B/L/D from stores
    :heartpuls Track food in free app - done
    :heartpuls Put some washing away.
    :heartpuls Gym at lunchtime - nope, too many meetings
    :heartpuls Charge phone in work - done
    :heartpuls Check garden
    :heartpuls Turned down tickets for a gig that I would like to see as OH doesn't fancy it and i would struggle to get home. - managed to persude OH as tickets are free :)
    :heartpuls No alcohol

    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £11000
    Car final lump sum: £1500/£6113
  • PurpleFairy26PurpleFairy26 Forumite
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    Morning all (just) :hello:

    Just having a coffee break and catch up on here as didn't get time this morning. Thanks for starting us off determined hope the leak is quick and cheap.

    Something big going on here today. Hold on to your pants time :eek:

    Other things,
    Check banking
    Ys lamb for tea :A
    Looking after pals LO tonight as a favour
    Vacuum through - actually small did it today :T
    Washing and drying and putting away to keep on top of things
    Lots of windows open for free fresh air

    Have a lovely day everyone. Purps.
  • carrielovesfantacarrielovesfanta Forumite
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    Something big going on here today. Hold on to your pants time :eek:

    Good big or bad big? Fingers crossed for you either way!
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £11000
    Car final lump sum: £1500/£6113
  • edited 20 May 2019 at 5:59PM
    1LuckyLady1LuckyLady Forumite
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    edited 20 May 2019 at 5:59PM
    Afternoon all, Thanks for the starter DNMS & I hope the leak is fixed easily & cheaply!
    Clf, hope your day goes ok
    PF hope its GOOD BIG!
    Ziggy, well done on your steps challenge last week!
    :wave: to all

    Todays list
    * ys bread as usual with eggs for breakfasts
    * ds2 to free school breakfast club
    * refilled water bottle 3 times at the gym as it was a particularly tough class this morning!
    * washed 2 loads on the quick wash and hung them both on the line
    * ran the dishwasher on the quick wash too

    Stilll need to
    * empty dishwasher :heart:
    * check banking/update spreadsheet and email it back to myself :heart:
    * make families lunches for tomorrow :heart:
    * put yesterdays dry washing away :heart:
    * iron a few shirts that I didn't do last week :heart:
    * make a chicken pie filling, this didn't happen last week, we ate that chicken but now I have left over chicken from yesterday so will use up last weeks mushrooms today! :heart:used up the mushrooms, some onion, peppers which were diced in the freezer made a cheese sauce now and will make it into a pasta dish instead with the last of the weekends salad
    * wipe out the fridge with stardrops :heart:
    * water pots in the garden this evening
    * triage fridge :heart:
    * write up a new freezer list as we had a pick and mix day yesterday using up lots of little pots of things! :heart:
    * empty bins (not mse but if its here I'll remember to do it!)
    * record car mileage :heart:
    :heart: wrote out a shopping list and checked the cupboards ala Foxgloves and was able to knock a couple of things off the list :heart:
    :heart: checked receipts, filed clubcard vouchers and updated ds2s pocket money chart in my bullet journal as he bought some earphones at the weekend :heart:

    Thats my starter, take care all.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • foxglovesfoxgloves Forumite
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    Purps - Am holding onto my pants so tight, it's hard to type! Good luck whatever it is!
    DNMS - Bah to leaks. I live in the House of Leaks, so you have my sympathies.

    Well, I really want to have a productive week this week, & one in which I stick to my healthy eating plan & daily step target like very sticky glue. Am off to a good start, anyway:
    *Put a colour on my skankrous roots - saved half of everything last time & mixed it up in spare bottle, so as to get 2 applications from one box of dye.
    *Did rubber ham hock.
    *Made bread (it's in the oven right now)
    *BBQ sauce bubbling away in the slow cooker.
    *Two home made garlic flat breads out of the freezer to use as cheat's pizza base tonight.
    *Overnight laundry done on cheap tariff, plus 2 short daytime loads - 30 mins at 30 degrees & a wool wash on a hand crocheted blanket. All drying outside on the whirlygig for free. Have re-set washer for another early hours wash on the Economy tariff overnight, then just one pet blanket & that will be all this week's laundry done.
    *Watered greenhouse veggies.
    *Stepped up hardening off process for tomato plants.
    *Plant out another 2 trays of baby lettuce plants (that's this afternoon's job if it stays dry.
    *Did a Prolific survey.....got almost right through another one when there was an internet connection problem. Submitted it anyway & flagged up that there was a problem just before the end.
    *Did a rather belated mid-month budget check-in. May has been tight, despite via-ing funds from elsewhere. It's fine for Week 5's grocery shopping to come out of our bank account on Friday, but apart from that, I've embargoed use of our visa debit cards until New Budget, which is not long away now.
    *Make tomorrow's packed lunch.
    *All loose change rounded up & paid into our shrapnel jar.
    *Finish cardi sleeves & start joining it together & knitting button bands (yarn from stash)
    *Read library book & continue with audio book
    *Update my DFW diary.
    *Tap off more free liquid plant food from worm composter & use to feed fruit trees.
    That's my list....although I will doubtless get more gardening jobs than this done once I get out there.
    Cheers all,
    F x
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings
    Payment received from surveys: 2015 = £320 2016 = £210 2017 = £304 2018 = £418 2019 = £227 2020= £53
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