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  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    That’s marvellous news. The weather is looking good over the weekend too for moving in. Hope all goes smoothly and you and the pooches are enjoying that sofa in your new home (your partner may not get a look in though, no space!).
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • themadvix
    themadvix Posts: 8,738 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Congratulations Jessy! And well done on sorting all through CTM and with cashback :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • FloppyDisk
    FloppyDisk Posts: 864 Forumite
    Tenth Anniversary 500 Posts
    Congrats and fingers crossed for the pay rise on top!
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • Jessy103
    Jessy103 Posts: 2,234 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks guys :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope all goes smoothly tomorrow :dance:
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Jessy103
    Jessy103 Posts: 2,234 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks hetty! :D

    Yep, today is the day that we are meant to exchange and complete! We went to see the house again last night to make sure all was well after the tenant had left and apart from being a little dirty and the odd bits that need touching up it was fine. The actual owners were there for the first time, they were a nice couple who were disappointed it wasn't as well looked after as they had hoped so they are arranging for someone to come do the touching up and we left them cleaning!

    Unfortunately, I got the bill for my divorce from the solicitor yesterday :eek: I was so busy with the house, I completely forgot about it! It's such a long process. Luckily the money I have left and saved covers it but my EF fund is at zero so the scrimping for real starts today!!

    Have a lovely day! :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • BachSoon
    BachSoon Posts: 172 Forumite
    Happy new house day! Hope all goes smoothly today :)
    There's plenty of scrimping advice round these here parts ;)
    I shall follow with interest.
    I'm sorry to hear that you have had a difficult time. New beginnings are great. I've not looked back from my own :)
  • Hi Jessy! Great to see you're back. I'm sorry to hear of your tough times but well done on everything you have done in the past year! From working for 9months, saving a deposit and YAY I'm hoping you have had your first night in your very own new bungalow??

    Happy new chapter to you x
    "Why not now, OK so when and how," ElephantChunks.
    Electrics re-wire savings Oct 18 - March 2020 WE GOT ELECTRIC!
    Heating Loan Sept 0/£5000
    SPC14 #65
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi!

    Just dropping in to wish you luck on your MF journey, it sounds like you have made huge progress in a difficult time and I wish you well on the journey ahead x
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • Jessy103
    Jessy103 Posts: 2,234 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you very much for the support, it reminds me why I joined this forum to begin with a few years ago.

    We are yet to sleep in the house, unfortunately the owners that we left 'cleaning' seemed to have been putting a bit of a show on and when we moved in it was still filthy! We've cleaned the carpet in our bedroom with my nan's carpet washer, cleaned all the windows inside and out (I honestly don't think they'd been cleaned since installation), cleaned out all the kitchen cupboards and done the bathroom (the shower screen had a thick layer of grim which made me shudder!). We moved most of our things in but theres still some stuff to go and after the heat of today, we were just shattered and have come back to crash at my parents house.

    Theres been a lot of spending, as you would expect but the first mortgage payment doesnt come out until August so theres a payday in between.

    Hope you've all been enjoying the sunshine and have a lovely rest of your weekend! :)
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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