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Knew you wouldn’t wait! Congratulations 🍾🥳 enjoy next month when there is no mortgage payment ❤️SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)4
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Well done Jessy, amazing news!Mortgage start date Nov 2014 - £90,545 over 25 years
Re-mortgage Oct 2017 - 78,295 over 23 years
Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
Current Mortgage Outstanding Middle December 2020 - £47893.35 - a reduction of £42,652 in just over 6 years!4 -
Wait whaaaaaaat this is incredible news.Jessy103 said:I purposefully haven't updated for a few days and it's because this morning I made the final payment to the mortgage! DH sent me the money early and i scraped everything I had left together, to pay off the rest, so we are now mortgage free! 😀🎉
It doesn't quite seem real, my balance on the natwest app hasn't gone to 0.00 yet, so I think when that happens it will sink in.
I think we'll have a Chinese takeaway on Friday to celebrate and then it's time to knuckle down and get saving!
I'm so chuffed for you 🥰 just goes to show what, focus and hard work can achieve.
I will stay tuned for the next chapter xx
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £27,200
MFW 2025 #31 £35,800 / £28,000 OP
MFIT - T7 £35,800 OP
0%CC May 2027- £2,550
0% Loan £694.68
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18 / July £462.54+£103.32 entertaining / Aug £294.38+83.83 entertaining /Sept £328.93 / Oct £381.10
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum4 -
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Huge congratulations Jessy! You’ve totally smashed that ‘Before Christmas’ target! Hope the figures on NW have updated overnight. 🎉🎉🍾Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Ooh, that's so exciting jessy! Congratulations!!!4
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fabulous news, soooo much better when savings start to mount up rather than paying off a financial institution!!
Dxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'4 -
Thanks everyone ❤️ I really appreciate the comments and the support you've given over the years xStarting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!6
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Oh wow, Jessy - well done! Fantastic news! Xx 🥳🍾👏I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204
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Fantastic! Well done Jessy! 🍻4
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