Cards/cash in Channel Is (Jersey)

We are shortly going to Jersey and was reading conflicting info regarding ATMs and card charges.

We bank with Santander and TSB, I saw a thread mentioning NatWest regarding the Channel Is as foreign and charging for card use, but nothing specific about other banks.

I understand Channel Is currency isn’t legal tender in England, so would need using or swapping in a bank. Is it better to use English notes/coins in Jersey?

Any other tips?

Thanks

Comments

  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    You can use English money in Jersey, change in Jersey notes (which are not marked 'Sterling') that you may end up with are not always accepted in mainland shops but can be paid into your bank account.

    I don't know about ATM use of UK cards, maybe s bank like NatWest use such an excuse to charge...
    Evolution, not revolution
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    Just get a free Monzo or Starling account and use for your trip. No foreign exchange charges.

    https://monzo.com

    https://www.starlingbank.com
  • Roger1
    Roger1 Posts: 1,603 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I had the very same question a while ago, but my search didn't find it. Perhaps too old.

    Treatment seems to depend on one's bank. In our case, our Nationwide debit card had zero fees.

    As eDicky suggests, Jersey and English notes and coins are interchangeable in use. If you are unsure about using cards, take Sterling notes and spend away.

    Try not to bring Jersey notes or coins back to the UK. Spend or change them, or save until next time.

    FWIW, the same applies to Guernsey currency.
  • Frozen_up_north
    Frozen_up_north Posts: 2,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Incidentally, I spoke on the phone with Santander... the debit card person said I may get charged, the credit card person said I wouldn’t :mad:
  • Doshwaster
    Doshwaster Posts: 6,285 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Change will be typically given in a mix of Jersey and Bank of England coins and notes but if it's your last day then a polite request for English only change is fine. Otherwise use up any remaining change at the airport.
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