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New me New start, Pania's positive Progress!

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Comments

  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Have a good un! Hows things your end?
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hey Pania - your night with hypno sounded lovely - hope you have a good day.

    Sea xxxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • erm can i be devils advocate (or is it advocat?) :confused:

    im new to mse and dunno why but ive started to read diaries/blogs feel a bit like a stalker lol but its better than starin at the telly and its free...:j

    so im gonna start posting and soon will try to start a diary to help get me outta debt :eek:

    so anyway wot i wanted to say was £150 s a lot to spend on clothes and not very mse when theres loadsa debt to pay so i was thinking u should maybe just spend £50 on clothes and either pay the other £100 towards one of the debts or save it with your mum towards nz/flat deposit :T
  • ampersand
    ampersand Posts: 9,677 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Heare ra pania - hope today has been peaceable for you and everyone else here.
    Letter from ykw re: old ykw. They need your permission, so emailing.
    easter-smiley-17728.gif
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Just popping in to say happy easter!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • pania
    pania Posts: 8,258 Forumite
    Good morning one and all and hope that you are enjoying those hot cross buns.

    Well I am down in Kent at the moment and having a nice weekend although it is snowing here. I mean, snow, at easter..:eek: the time of little chicky's and bouncing baby lambies and what do we have? SNOW!:rolleyes:
    Seeing my nieces in a bit which i am really looking forward to got them a couple of little DFW pressies so it will be nice to see at least the older ones reaction to it.

    Heading back oop later to home, just hope the weather holds out until then.

    Endoftheline welcome and stalk away....:D Re the clothes, I have been a DFW for nearly 3 years now, sometimes on here, others away from the boards and cannot remember the last time i had new clothes other than a pair of trousers with a christmas voucher and a pair of boots for a tenner before christmas. Unfortunately as DFW's there are times when things are more a necessity than a want and if i had the choice i would choose not to spend the money on myself. But the simple truth is i have to. it has got to the point where i need new clothes rather than wanting new clothes, the money will be spent as DFW as possible to make it go as far as possible,
    It's like yesterday I spent £49 of the £150 on a driving harness for DP. Not through a non DFW splurge but a need to stop the poor litle man going stir fry crazy in his field and to give him something to do. I completely agree that the remaining £100 is alot to spend on clothes but i can ignore it no longer sadly:o

    Ampersand i'm all intrigued.... but no e-mail yet? did you send?:D

    Hello ISOM hope that you are ok and are having a nice easter, i'm guessing you haven't been out for a run in this yukky weather and i can' say i blame you!!!:eek:

    (having to type this veeery slowly as mum keeps popping in and out!!:rolleyes: )

    To everyone else, Duchy, Hypno et al...:hello:

    and....:kisses3:

    Catch yas all latas!!!!:D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • ampersand
    ampersand Posts: 9,677 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    From the NZ famberley pania - and for everyone(it prob. originated stateside anyway):
    Happy Easter -

    Http://www.jacquielawson.com/viewcard.asp?code=SA40266969

    McLean Park, Napier has been horror ground for both Eng and NZ over the last 48hrs, but Eng have the upper hand.
    NZ was probably doing her bit to make the Eng's feel 'at home', by copycatting their usual implosion.
    Thought I'd sent e/m but it's still sitting in draft -sorry.
    Not intriguing at all, just annoying really - but you can help, if you will be so kind.
    ############
    e/m now sent.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    morning everyone what have i missed been at work for the last few days (as usual) should be working tonight but i have my last annual leave to take ...are we all eating chocolate? i hope so
  • ampersand
    ampersand Posts: 9,677 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just found this(a while back, had 8 pages of fun to get through):

    http://forums.moneysavingexpert.com/showthread.html?t=814289

    Enjoy, one and all.........and maybe confess/contribute?
    A lot of it felt very very very familiar.
    Friendly territory.
    CAP[UK]for FREE EXPERT DEBT &BUDGET HELP:
    01274 760721, freephone0800 328 0006
    'People don't want much. They want: "Someone to love, somewhere to live, somewhere to work and something to hope for."
    Norman Kirk, NZLP- Prime Minister, 1972
    ***JE SUIS CHARLIE***
    'It is difficult to free fools from the chains they revere' François-Marie AROUET


  • Hi Pania hope Easter has found you rested and spoiled over at your Mums. We have had a nice day, had my 92 year old gran for tea-boy can she pack it away! Had a lovely evening watching larkrise to candleford and the detective agency afterwards, BBC doing well for today. I think i am going to get period drama withdrawel symptoms. Tomorrow we have to move all the heavy goods out of the kitchen ready for my new floor being laid- finally. So that is my weekend, bit of choccy and nice food.BOBXX
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
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