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Renting out our garage annexe as a holiday let - advice needed please

Hi, we have recently built a new detached double garage on our property which has living accommodation above. We would like to rent this out via AirBNB (or similar sites) as a short-term holiday let. I have enquired with the council about council tax, but I'm having trouble finding out what other insurances and legal requirements (safety, etc) we need to consider. Most of the Google searches I make return results for either renting out your whole property, a room within your house, or a holiday home at a separate location, whereas I need information about a separate annexe which is not connected to our main house at all but is situated on our driveway. Please could anyone point me in the right direction of the information I need? Thanks!
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Comments

  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
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    Do you have planning permission for the room to be classed as habitable accommodation?
  • pmlindyloo
    pmlindyloo Posts: 13,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you looked at your planning permission documents?

    It often details how any living accommodation can be used.
  • Yes, we have planning permission approval for the space above to be classed as accommodation.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Yes, we have planning permission approval for the space above to be classed as accommodation.

    If it has been inspected and signed by the BCO then you should be fine.

    You should follow the same safety guidelines as a normal holiday let - contact a broker for additional insurance for liability.

    Good job under English Law with this type of thing, you can misrepresent your accommodation as much as you like and you don't need to give them a refund! win win......sorry previous bad experience.

    Good lucks!
  • pmlindyloo
    pmlindyloo Posts: 13,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, we have planning permission approval for the space above to be classed as accommodation.

    Fine, but does it say anything about how it can be used?

    If there are no clauses saying it can only be used by your family etc then that is fine.

    If it is used as separate living accommodation then I suggest you ring your local council as I believe it will be banded for council tax purposes.
  • foxy-stoat
    foxy-stoat Posts: 6,879 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    pmlindyloo wrote: »
    If it is used as separate living accommodation then I suggest you ring your local council as I believe it will be banded for council tax purposes.

    They have already done that.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Hi, we have recently built a new detached double garage on our property which has living accommodation above. We would like to rent this out via AirBNB (or similar sites) as a short-term holiday let. I have enquired with the council about council tax, but I'm having trouble finding out what other insurances and legal requirements (safety, etc) we need to consider. Most of the Google searches I make return results for either renting out your whole property, a room within your house, or a holiday home at a separate location, whereas I need information about a separate annexe which is not connected to our main house at all but is situated on our driveway.
    There's no real difference to a room within your house - because that's what it is... It's just in a separate building, rather than in the main building. It's not a separate property in its own right.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, we have planning permission approval for the space above to be classed as accommodation.

    Self-contained accommodation or just a room?
  • CIS
    CIS Posts: 12,260 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's not the council who need to be spoken with regarding any potential banding, it's the Valuation Office Agency or Scottish Assessors who make the determination.
    I no longer work in Council Tax Recovery but instead work as a specialist Council Tax paralegal assisting landlords and Council Tax payers with council tax disputes and valuation tribunals. My views are my own reading of the law and you should always check with the local authority in question.
  • pmlindyloo wrote: »
    Fine, but does it say anything about how it can be used?

    If there are no clauses saying it can only be used by your family etc then that is fine.

    If it is used as separate living accommodation then I suggest you ring your local council as I believe it will be banded for council tax purposes.

    Thanks for the reply. There aren't any clauses about how it can be used in the planning approvals.
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