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A person's rights if a victim of credit card fraud?
Comments
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???
I thought debit cards were credit cards.0 -
No. They're debit cards.0
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If an ATM has swallowed a card and OP is stood in front of it, blocking the thief from taking the card out, until the card has been blocked, how would the thief be able to use the card? Do you mean they waited until later to retrieve it and nobody told the ATM company to come and check it?
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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I had a card that was swallowed by an ATM, and reported it a couple of days later, by which time some fraud had occurred on my card. I was denied a refund for reporting too late - I did not consider ATM retention as lost or stolen, and was abroad at the time, so wanted to wait until home to report it/ask for a new card.
When you say swallowed - was this when you were trying to withdraw cash? Did an error message come up?
Or did you enter your PIN incorrectly?
Which bank was the debit card issued from?
Which country did this happen in?
How much was stolen? Was it in the form of cash withdrawn or transactions made elsewhere?I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0
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