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Help with Lowells buying up debts
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I asked for a return/swap, and got told that they only allowed that after 14 days, id had it a couple of months, kept buying new chargers etc etc, I wasnt very savvy with consumer rights i guess. But anyway, ive spoken to talkmobile and they now have my new address, so a bit of a weight off my mind0
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If the phone was faulty then the provider has a duty of care for the first xx months, it then comes a point when it becomes an issue with the manufacturer under their warranty plan.0
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Oh well, its a bit late now, at least I will know for next time. Im on a rolling contract now, saves all these kind of problems again.0
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I don't know much about CCJ's but surely no court in their right mind will waste their time with a £120! debt lol.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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I don't know much about CCJ's but surely no court in their right mind will waste their time with a £120! debt lol.
I’ve seen a claim for £38 before today.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
And who is paying for the courts time?? Is this public money?sourcrates wrote: »I’ve seen a claim for £38 before today.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
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And who is paying for the courts time?? Is this public money?
You can make a court claim for any amount, there is no minimum amount of debt required.
The courts are a public servant, the fee you pay is in line with the value of the claim.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Better safe than sorry, id rather claim the debt for myself then have it bought up by a debt collector0
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The staff, judges, council tax, electricity etc. I very much doubt it on a £30 debt.I'm assuming the court fees that are added to the debt total would make up for it.
This is a ridiculous practice. There should be a minimum amount you can waste a courts time for.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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