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DMP freedom in 15 months!

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Comments

  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    edited 29 May 2019 at 11:03AM
    I've just joined the 1% challenge on the challenge board. It's unlikely I'll do the lot by the end of the year but I can certainly make a big dent in it. 1% = £67.00 If all my ebay items sell this week that will be my first 1%.
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    edited 29 May 2019 at 12:16PM
    I didn't manage to list anything on ebay last night but tonight I plan to list a decorative bottle, a top, a shirt and 2 dresses.

    Breakfast - cereal, lunch - last of the curry from the freezer, dinner - YS sausages, mash and baked beans.

    Still plodding along!
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    I've an old 1 litre wine bottle that I've been saving 5p's in (only coin that will fit through the neck) for about 4 years. It's not even half way full and I always swore that I wouldn't touch it until it's full. I'm just thinking now if there's say £50 in there it would be better coming off the DMP than sitting in there right? I'm torn as to whether to cash it in or not.
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Popping in to say hello- just read through your diary and I love how focused you are!

    I think id use the money in the pot to help out your dmp.

    I did this last year with our £2 saving pot

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    Thanks for stopping by OF - I think I will do that with the 5p money. Will count it out tonight whilst watching a movie - may well even have my first 1% of the challenge.
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • NeverendingDMP
    NeverendingDMP Posts: 2,295 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Good luck with the 5p. Keep the bottle after. We used to have a large size whiskey one that unfortunately broke. It was always really fun as kids to tip it all out and see what was inside
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    Oh I will deffo keep the bottle and start it again - 5p coins are annoying in the purse/pocket so I don't miss them. I didn't get round to counting it up last night as we were both a bit fed up so decided not to do any chores and give ourselves the night off. Will deffo do it tonight though.
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    I finally got my payout from onepoll hit my account this morning! That's being withdrawn straight away at lunchtime and going into my DMP overpayment envelope.

    Need to get back on the surveys case - been a bit slack lately.
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • charhen19
    charhen19 Posts: 293 Forumite
    Seventh Anniversary 100 Posts
    Breakfast - scrambled egg on toast, lunch - leftover pizza from the freezer, dinner - YS sausages, mash and baked beans AGAIN!

    I really don't mind eating the same meal 2 days in a row but do try not to as I think it must get boring for my OH. In this case the YS sausages weren't separated when I bunged them in the freezer so they all had to come out together - that will teach me.
    £30,000 £7059.17 DMP consisting of...
    £441.02 Barclays O/D - £1045.17 Barclaycard
    £2265.09 Abbey card
    - £3307.89 M&S Money
    Original DFD December 2025 Now July 2023
    EF @ £250/£1000 - 0% Furniture @ £80/£367
  • NeverendingDMP
    NeverendingDMP Posts: 2,295 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Are you overpaying as you go or saving up to pay it all off in one hit. Im just being nosey.
    Probably shouldnt say this but i had a moment of nostalgia and googled the big savings bottles on ebay. They sell for a few quid.. ha ha.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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