DMP freedom in 15 months!

NeverendingDMP

I can highly recommend the 1 % thread. Im doing mine differently this year and listing savings not debt. This seems to have been more complicated however as as fast as i save something crops up and my percentage goes down again.
The pay a debt in 100 days is nice to. Im on a dmp still so i have altered it in that im trying to clear the equivilant of my smallest debt in 100 days which is not quite how its meant to work. Ha ha

charhen19

Thanks Neverending - the 1% thing is deffo something I will be looking at doing and I'll search out the 100 day thread too. I do like a challenge to focus on!

(Just found your diary too - will be reading up )

charhen19

Not much happening at the moment - just keeping on going.

The pub lunch catch up next week has been cancelled so that's £10 not being spent - will need to be rearranged though.

I have a day out tomorrow (already paid for) but will need to top up my travel card.

Breakfast - cereal, lunch - leftover sausage & beans on toast, dinner - slow cooker curry with naans and rice.

Will be trying rice in my electric steamer for the first time - fingers crossed it works out and doesn't end up in a sticky mess

charhen19

The washing machine has been enjoying quite a few days off lately - I try to stick by the rule of not using it 2 days in a row and it seems to be working out. I won't be able to keep this up once sports seasons start up again but need to make the most of it now.

The dishwasher never goes on 2 days in a row anyway but I've been trying to hand wash any bulky bits to keep it to every 3 days - that being said it went on yesterday and I need to run a cleaning cycle through it tonight.

charhen19

I'm currently sending £10 a month to an emergency fund account - like, super-emergency-not-to-be-touched account. This is not to be frittered the day before payday knowing it can be replaced the next day - this is for a situation like an emergency vets bill (this happened last year which is why I started this).

There's £70 in there at the moment but when it gets to £120 or £150 I might stall it for a while and send the extra to the DMP as I'm nearing the end of my challenge.

charhen19

Anyone know how long onepoll usually take to payout after you've requested it? Feel like I've been waiting aaaaaaages!

charhen19

Another busy weekend aaaaaannnnnd back to work

Had a great day out on Saturday - half pre-paid the other half budgeted for.

The rest of the weekend was spent relaxing, movie watching, tv catching up and tidying up the house. I also managed to get 5 things listed on ebay and plan on doing 2 more things every night from now on. Have almost filled a bag for the charity shop and will drop that off on Friday when I'm in town.

charhen19

Have been running down the supplies still. Today breakfast - cereal, lunch - leftover curry from the freezer, dinner - pork chops from the freezer, new potatoes and veg.

Still nothing from onepoll. I requested payment 3rd May and it says within 28 days so I guess if nothing by Friday then I'll email them. In the meantime just got to keep plodding slowly towards a new payout total.

charhen19

Got the cards I need for the next few birthdays/occasions but before next payday still need:
*Birthday gift bottle of wine £10ish
*OH birthday present - he's undecided as to what he wants now £50ish
*Fathers day flowers for the cemetery £10ish
*will need petrol top up £15ish
*fresh bits - will try to keep this as low as possible

charhen19

Just heard that the rearranged catch up with our ex colleague will be before next payday so need to factor that in too.