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Can I Afford My Own Place Yet?

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  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    How long is that piece of string?!

    I thought you were going to move in with me?

    But remember ... dmg is for life, not just for Christmas! x







    (I've been wanting to say that all day!)
    Gone ... or have I?
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    dmg24 wrote: »
    How long is that piece of string?!

    I thought you were going to move in with me?

    But remember ... dmg is for life, not just for Christmas! x







    (I've been wanting to say that all day!)

    :rotfl:

    Yeah but obviously I want my own place to bring you back to, cook you meals, run you baths etc! ;)


    I'm just getting impatient! I want people to tell me next year is a great buying time and getting a 100% mortgage is the way to go! :j
  • SquatNow
    SquatNow Posts: 2,285 Forumite
    It is. House prices only ever go up.

    So you'de better buy now before you miss your chance.
    Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.
  • dolce_vita
    dolce_vita Posts: 1,031 Forumite
    ...............BUY, BUY, BUY

    You know it makes sense.

    You may even be able to get an extra 15k on the mortgage so you can pay off your debts and have a nice holiday as well.

    then you'll be debt free and own a home.

    Fantastic.
    dolce vita's stock reply templates

    #1. The people that run these "sell your house and rent back" companies are generally lying thieves and are best avoided

    #2. This time next year house prices in general will be lower than they are now

    #3. Cheap houses are a good thing not a bad thing
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    SS...c'mon sweetie...

    You know it makes sense to pay off the last bits of debt and get 5% deposit together... and enough for furniture. Houses are money pits when you've nowt to sit/sleep on!

    Have you worked out how much you need for solicitors, furniture, deposit? Maybe a new target would help!
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • SquatNow
    SquatNow Posts: 2,285 Forumite
    Emmzi wrote: »
    SS...c'mon sweetie...

    You know it makes sense to pay off the last bits of debt and get 5% deposit together... and enough for furniture. Houses are money pits when you've nowt to sit/sleep on!

    Have you worked out how much you need for solicitors, furniture, deposit? Maybe a new target would help!

    Don't listen to her, she knows nothing. Every second you wait you loose out on rising prices. Buy now before it's too late!

    You don't need a deposit or money for fees... just buy a brand new executive apartment. Not only will they pay all your fees and deposit they'll give you cash back so you can pay off any outstanding debts and buy a new BWM X5 for yourself, and a Boob-Job for the misses!

    Go-on, everyone else is doing it!
    Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    SquatNow wrote: »
    Don't listen to her, she knows nothing.

    OY!

    Did you really mean 'I disagree', by any happy chance???
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Pobby
    Pobby Posts: 5,438 Forumite
    Get A 125% mortgage on £200k flat{new build of course}.Best go for a 50 year mortgage `cause they are the best.At my calculation in 2 years that flat will be worth at least a zillion squillion pounds.
  • SquatNow
    SquatNow Posts: 2,285 Forumite
    Emmzi wrote: »
    OY!

    Did you really mean 'I disagree', by any happy chance???


    Trollings no fun when no-one understands Irony.
    Bankruptcy isn't the worst that can happen to you. The worst that can happen is your forced to live the rest of your life in abject poverty trying to repay the debts.
  • epz_2
    epz_2 Posts: 1,859 Forumite
    sure you can, just stick it on a credit card

    http://www.rightmove.co.uk/viewdetails-18111200.rsp?pa_n=2&tr_t=buy


    though if you plan on living there you better be harder than chuck norris.
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