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Credit Card scam in India
dmhzx
Posts: 7 Forumite
You will be aware of the banks scam to Rob you by asking which currency you want to pay in.
Well in India they get round that by not telling you.
The first you know that your transaction currency is GBP is when you get the credit card slip saying that you have expressly agreed to have them charge you in GBP. You have chosen it.
Not sure how widespread this is, but in New Delhi the Crowne Plaza operates it, as does the Suryss, and the Delhi Haat market.
Even if you tell them before the transaction that you want to pay in Rupees, you are still charged in GBP.
This adds about 5% to the bill, and even the management claims complete ignorance.
You are actually better of changing pound in a high street exchange and paying cash
Well in India they get round that by not telling you.
The first you know that your transaction currency is GBP is when you get the credit card slip saying that you have expressly agreed to have them charge you in GBP. You have chosen it.
Not sure how widespread this is, but in New Delhi the Crowne Plaza operates it, as does the Suryss, and the Delhi Haat market.
Even if you tell them before the transaction that you want to pay in Rupees, you are still charged in GBP.
This adds about 5% to the bill, and even the management claims complete ignorance.
You are actually better of changing pound in a high street exchange and paying cash
0
Comments
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Dispute the transactions with your CC provider.0
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Not forgetting to go back and pay in rupees.EveryWhere wrote: »Dispute the transactions with your CC provider.
Though many card issuers will simply refund the difference themselves rather than process the chargeback, assuming a one-off.0 -
Happens in Europe all the time as well, especially Spain. Always say you want to pay in local currency. If you get a handheld terminal like those they bring to your table in a restaurant, keep hold of it after you've entered the PIN in case it asks for DCC. Always check receipts and dispute it if they've converted the currency. If that fails, report it as fraud to your bank and demand a chargeback.0
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How did the traders know you're British?You will be aware of the banks scam to Rob you by asking which currency you want to pay in.
Well in India they get round that by not telling you.
The first you know that your transaction currency is GBP is when you get the credit card slip saying that you have expressly agreed to have them charge you in GBP. You have chosen it.
Not sure how widespread this is, but in New Delhi the Crowne Plaza operates it, as does the Suryss, and the Delhi Haat market.
Even if you tell them before the transaction that you want to pay in Rupees, you are still charged in GBP.
This adds about 5% to the bill, and even the management claims complete ignorance.
You are actually better of changing pound in a high street exchange and paying cash0
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