Desperately need help.. Virgin Holidays!

katejo

pleasehelpme27 wrote: »

Thank you! I actually work in a similar environment, just not travel so I know how it works but sadly doesn't make it any easier to swallow lol!

It's a bit difficult to explain but basically I did have more than that spare, I had £1400 in my account & my deposit was only £175 but there were other issues which meant I had less overall available. I also have significant savings but they're not there for something like this & cannot be easily accessed unless I have a decent reason e.g. something breaking or an emergency situation! Otherwise I would spend it all lol!

I do get where you're coming from and I'm getting on top of my money now finally! But I'm in quite a lucky position where I'm living with my parents in order to save for a house deposit & they were happy for me to go ahead and book the holiday so it's all good!

Thank you though, you're definitely right & in the future I'm sure things will be different

Keep a credit card which you reserve just for transactions like this (and leave locked away at home most of the time to stop temptation). It gives you leeway on available funds and consumer protection if the airline goes bust. I always pay for travel by CC. Pay it off as soon as you get the statement.

sannytwist

When shopping online for anything, its always best to use a credit card to buy it for protection and pay in full after.