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The Last Furlong

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  • beanielou
    beanielou Posts: 95,376 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have a wee pot for household emergencies. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 9,875 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Wonderful to read you are debt free. A huge well done and congratulations 👏👏👏👏
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,067 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    The work week has finished for me and it has been  insanely busy, no lunch 2 days time just ran away with me, 
    Have managed to do a. 30 minute workout every morning this week and feel better for it. Plus walking at lunchtime , only happened twice . 
    Been to the dentist today no fillings all ok but I am having some cosmetic work done the 1st week of June £300 but I have waited ages to get it done . 
    .
    Got my proof that my loan is now paid off so all done.

    I have one  credit card that I use and pay off in full every month and I will continue to do this , I never hope to be in debt again. 

    Have set myself up with the aim of saving as much as I can every month to get a good pot together for when I am 60 about 21 months away and a larger holiday fund , that's the aim anyway. 


    Life is an adventure, never stop exploring.

  • milann
    milann Posts: 11,353 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I have one card I pay every month. I save the Mr T points for meals out etc with it. It’s such a good feeling to be dh - well done. I’m sure with your determination you won’t get into debt again 👍👍
     Enjoy the long weekend - hope you have something nice planned 
    January spends - £587.58
  • Willowtree222
    Willowtree222 Posts: 8,194 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations. That is amazing news. xxxx
    September 2017 Debt = £25330

    Starting afresh.

    You can do anything if you put your mind to it. x
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today has been the day I thought I would never reach I am DEBT FREE , bit the bullet and paid of my loan £645. 59 , I owe nobody nothing for the first time since 2010. 

    I still have my savings around £4200 and now intend to start some serious saving . 

    May even start a new diary. Glass of wine tonight definitely. 
    Wow that is such great news Sunshine, there's no feeling like it 🎊🎉👏🍾. Congratulations 😃 .
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good luck with your savings pots. I'm very aware that I'm 67 in ten years time and so I only have ten years to pay into a pension and save as much money as possible so I'm not living in poverty when I retire. It really focuses the mind knowing how little time is left to earn money.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,067 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you everyone. 

    The weekend has flown by , Friday was the usual shopping and picking the DGC up from school

    Saturday I had my 2nd vaccine and have had no reactions again so am feeling relieved about that . DGD came to stay Saturday night, so playing with dolls and trying to do ballet moves were all done. She slept 12 hours so I can't complain about that. We went to my parents for breakfast and managed to eat outside it was a bit chilly but we persevered and they loved seeing her. I did the usual housework and ironing after dropping her off at home. 
    Today the forecast was dire so I got the bus into the big town to buy some much needed bras from M@S , I had vouchers from doing some surveys so it only cost me £2 . 
    Went up to Debenhams and bought a few things , can't believe it's going , the building is such an iconic part of the big town , very sad. Got rather wet coming home , but the bus was empty so no issues spreading out. I have done walking and did my cardio workout this morning. 
    Have done some more cleaning and now going to watch a film . 
    Tomorrow my car is having a new exhaust pipe . 
    Have a good evening . 
    Life is an adventure, never stop exploring.

  • Sun_Addict
    Sun_Addict Posts: 23,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s so sad about Debenhams. It was my go to place for handbags, couldn’t beat the Designers at Debenhams range😢
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,376 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It's interesting that Debenhams down your way are open for now.
    The ones up here are all closed so no bargains. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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