The Last Furlong

Sunshine_girl2

Thank you for asking , all ok with me just been incredibly busy work wise . No sign  of baby , he/she is staying put for the moment, will update when the event happens . 

Stay dry and safe . 

Willowtree222

Glad all ok. Have you now got snow? It's gone from all day rain to complete snow now x

Sunshine_girl2

Nicnak said:

Glad all ok. Have you now got snow? It's gone from all day rain to complete snow now x

Oh gosh just looked outside yes full of snow now . 

Willowtree222

I know. So surreal. X

Sunshine_girl2

Still no baby , he/she is obviously waiting for a grand entrance . 

The past two weeks I have been very anxious about everything, I haven't slept well thinking about having to rush out in the night to get to DDs house and it snowing etc. Then my work colleague has had one of her stress weeks , which trying to home school one child is difficult but she doesn't help herself. I have been very nice with her but advised her to seek help from managers as she keeps emailing me saying she can't cope and then that starts stressing me out . Maybe I should have more sympathy but I have tried to be supportive. 

My job role is coming up for review again and my colleague has been told that they aren't looking to extend her contract , how that leaves me I have no idea , but I will still have a job but may go back down a grade 😩. Anyway it's up at the end of March I am sure I will find out. 

In the next week or so I am getting a new laptop and smart phone from work as part of the plan for us to work remotely on a more permanent basis even after Covid has hopefully made work less restrictive, we will see. 

Should have been in Benidorm this week with parents , how life can change . 

Going to do another post now about financial targets . 

Sun_Addict

That baby is nice and cosy where he or she is, no rush to emerge 😆 Fingers crossed for you keeping your grade, I hate uncertainty.

Sunshine_girl2

It is 4 yrs ago today since I started a diary on MSE and during this time I could have paid my debt of faster but I did add to it , a house move a holiday in Australia, helping out a relative all added to the amount. However I am now £1200 off being debt free , the urge for me to pay it off out of savings is enormous but I want to let the loan run until at least I know which salary I will be on in April. 

Savings to date 
PB £3000 EF in here and long term EF £2000
Holiday £150 all paid for this year barring a craft break so this money is for that. 

Christmas/Birthdays £75 save this every month until October .
insurance fund £371 due in August save £50 monthly 
Sofa £300 due for delivery March so paid for with this money 
Car maintenance and tax £160 nothing due until August save £40 monthly 
Days out with GKs £75 save £15 monthly for this 
Anything else savings £200 clothes mainly . 

So in savings at the moment £4331 . 

Sunshine_girl2

Life after being debt free .
Staying on this salary monthly outgoings £1100 this is everything including all the savings pots so I would have about £500 extra 
On the lower salary I would have about £320 extra. 

As I have said previously I will be putting away money for a car and retirement fund . 

I hope these figures are about right . 

milann

The the figures are looking good 👍

beanielou

Your figures are looking awesome