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The Last Furlong
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I like your plans for the car and EF (extremely important in my view). Don't forget those holidays too!😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Good plans car and EF 👍I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Shopping all done , dad has paint to finish the dining room . My mum is going through all the photos again putting them in her new box for the purpose .I am going to have an early lunch then go to see the GKs we are going for a walk round the block past Tesco Express where they will get a magazine and a few sweets , that's was grandmas are for.The ice was so thick this morning , it's now lovely and sunny thank goodness .Have a good day .Life is an adventure, never stop exploring.3
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An EF is a brilliant goal. It will be a focus for me in 2021 too after spending it all on a phone! Hmmm...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)3 -
Last day of leave , had a good walk this morning, followed by a big pile of ironing. I am looking forward to some routine tomorrow, but feeling a bit stressed at the same .Just hoping the baby stays where they are until it's due date . This week will be mega busy at work so can't really be off.I think one day at a time is the way to go.Have a good evening. I am about to have a lovely roast dinner.Life is an adventure, never stop exploring.3
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Your goals of a new car and an EF sound very sensible Sunshine. I hope the baby stays put for a while.
I feel stressed at the thouught of going back to work but I'm sure I'll be fine when I get there. Sometimes I look forward to retirement so I can get paid to do nothing, but as it's eleven years years away it's going to be a while and I don't want to wish my life away 😂.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Hope you enjoyed your roast dinner 👍
Fingers crossed the baby stays where it is for now....not too long though. My ds was due 19th Jan he stayed put until 29th.....longest 10 days ever 😂😂whereas my dd was 20 minutes late. Born twenty past midnight the day after her due date 👍January spends - £587.583 -
Hope tomorrow is not too stressful.
Hope the baby stays snug as a bug meantime.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Today at work was far better than expected so that was a blessing. My GKs got a day at school another blessing. I am not looking forward to another lockdown at all probably just like everyone else.When my DD has the baby I am going part time for a month , well that's the plan at the minute but things change .Let's see what Boris says later .Life is an adventure, never stop exploring.3
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He could say anything!September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x3
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