Does my mum need a will?

MancJonny

Everyone - everyone - needs a Will.

Yorkshireman99

MancJonny wrote: »

Everyone - everyone - needs a Will.

Without exception!!!!

sparky0138

Thanks for all the replies.

Tom99 wrote: »

I can't see any real benefit in a will. Has she nominated you to the SIPP provider as beneficiary of the SIPP?

Yes.

mobileron wrote: »

What happens if she meets a new Man,she is still very young.
She might want her man to live in house after her death.

After being with the same man for over 40 years and being cheated on, she's not planning on being with anyone else. If that DID happen, she would of course absolutely make a will.

MancJonny wrote: »

Everyone - everyone - needs a Will.

If her circumstances changed (i.e. she did meet someone new) she would definitely make a will. However, under the current circumstances I've outlined in my first post, could you please explain why she would need one?

Tom99

sparky0138 wrote: »

If her circumstances changed (i.e. she did meet someone new) she would definitely make a will. However, under the current circumstances I've outlined in my first post, could you please explain why she would need one?

With you as an only child she does not need a will. It will not make probate any quicker and if circumstances change then in all likelihood she might want to change the will she had leaving everything to you anyway.
If its not spot on having a will might even be the cause of problems. My brother forgot to date his - cause all sorts of problems and delays whilst the witnesses, who were luckily still alive but had move overseas, were traced.

maman

sparky0138 wrote: »

If her circumstances changed (i.e. she did meet someone new) she would definitely make a will. However, under the current circumstances I've outlined in my first post, could you please explain why she would need one?

I don't understand her aversion to having one.


I'm sure other posters will come up with other reasons but what if your uncle decided to try to make a claim saying she'd promised him verbally that he would have a share. Your mother has considerable savings so he might try to make out that it was family money (from grandparents).


Or if this person who cheated on her (your father?) came back and tried to make a claim?


Obviously we don't know all the details and you can reject/refute every one but personally I'd feel more confident having my wishes recorded rather than just making a verbal promise when I wouldn't be around to argue if my wishes weren't carried out!:D

Silvertabby

I don't understand her aversion to having one. Posted by maman

Even though my mum knew she was terminally ill, she refused to make a Will because 'it would be unlucky/tempting fate'. I don't think this is unusual for her generation.

Keep_pedalling

She really should have a will and probably more importantly lasting powers of attorney in place. Dying intestate is one thing but being incapacity with no LPA in place makes life so difficult for loved ones.

The OP should also have a will and LPA in place, as should everyone who posts on this board.

Keep_pedalling

Silvertabby wrote: »

Even though my mum knew she was terminally ill, she refused to make a Will because 'it would be unlucky/tempting fate'. I don't think this is unusual for her generation.

It does amaze me how so many people think they are immortal.

Silvertabby

“ Even though my mum knew she was terminally ill, she refused to make a Will because 'it would be unlucky/tempting fate'. I don't think this is unusual for her generation.
Originally posted by Silvertabby

Keep_pedalling wrote: »

It does amaze me how so many people think they are immortal.

The strange thing was, she knew she was dying - she had even chosen the hymns for her funeral. Making a Will, however, would amount to actively inviting the grim reaper to call on her.

sparky0138

maman wrote: »

I don't understand her aversion to having one.

I'm sure other posters will come up with other reasons but what if your uncle decided to try to make a claim saying she'd promised him verbally that he would have a share. Your mother has considerable savings so he might try to make out that it was family money (from grandparents).

Or if this person who cheated on her (your father?) came back and tried to make a claim?

She doesn't have an aversion, it's more a case of why pay for one or go to the bother of making one if she doesn't need to.

Definitely not money from grandparents. He's not aware she has that much money in savings so unless I tell him after her death, he wouldn't think to make a claim. I also don't think that he would. I know that's easy for me to say now but legally, making a claim about a verbal agreement, would he have a leg to stand on anyway? It's not like we're siblings. I'm her daughter and he's her brother.

She made sure to get a consent order when she got divorced. My dad's pension was split 50/50. My mum got slightly more money (savings) than him but there were reasons for that. It was an amicable divorce and both parties were in full agreement about the money sharing.

Keep_pedalling wrote: »

She really should have a will and probably more importantly lasting powers of attorney in place. Dying intestate is one thing but being incapacity with no LPA in place makes life so difficult for loved ones.

Yes, she is definitely sorting out an LPA.