child benefit - national insurance contributions

HAYDAN2002

hello
I wonder if anyone can help me.
I am the goto person in my family to ask financial stuff but just wanted to check my facts before i give it.

My brother was made redundant 2 years ago.
He never signed on the first year but during his second year he did. He got 6 months JSA (contribution based) and then for the last few months he has been signing on JUST for his national insurance contributions.

he is not married but has 2 kids under 12.

His partner got a job when he lost his and pays national insurance on her wages.
He looks after kids but the child benefit is still in her name.

From what i have been reading if she cancels the child benefit and he then applies for it the same time he no longer needs to make the trip to the job centre every 2 weeks.

firstly is that correct ?
and secondly is there an easier way to transfer the national insurance credits over instead of going through the process of having to cancel and re-apply for child benefit.
i was reading about a CF411A form but really not sure what it is and whether it is relevant to him

any help would be appreciated.
He doesn't live that close to the job centre and the bus fare almost ofsets the contribuiton.

thank you in advance to anyone that takes the time to read this

kind regards
Dan

calcotti

Are they claiming any other benefits. Can use a benefits calculator to check possible entitlement https://www.entitledto.co.uk

There are notes on the CF411A form here https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/768843/CF411A.pdf
It looks to me as if it may be for transferring credits already accrued.

vacheron

The CF411A form you mentioned is the one you need. It allows you to claim any "double earned" NI credits from a partner if they were paying employee NI and claiming child allowance in the same year.

We did this last year and had 6 years of credits transferred to my wife in a fairly painless process.
We are married, however it looks like it also applies to partners and carers.

I would keep the situation as is for now, then simply transfer all backdated years in one go when he gets back into work.

https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a.

HAYDAN2002

thank you so much for your replies.

I did read that about the CF411A form but when i phoned the HMRC hotline (on his behalf) about 5 times speaking to national insurance people and then to child benefit people noone could confirm whether he should use this form or not ...hence me coming asking this forum.

sheramber

Transferring entitlement to credits for parents and carers
Time limits for application
Your application should be made before the end of the tax year (5 April) following
the period for which you want to transfer the credits e.g. if the transfer period is in
the 2016 to 2017 tax year you should apply for a transfer before 5 April 2018. If
the time limit has passed still complete the application form giving the reason why
you didn’t apply on time. If the circumstances are reasonable HMRC can still award
the credits as long as you meet the transfer conditions. These are:
• you did not reach State Pension age before 6 April 2008
• the person registered for Child Benefit can’t get credits because their earnings
were equalto or above the qualifying earnings factor for that year
• you were living with the person who was registered for Child Benefit for the
relevant period and you were sharing the care for a child under the age of 12
• you would have been able to register

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/768843/CF411A.pdf

HAYDAN2002

vacheron wrote: »

The CF411A form you mentioned is the one you need. It allows you to claim any "double earned" NI credits from a partner if they were paying employee NI and claiming child allowance in the same year.

We did this last year and had 6 years of credits transferred to my wife in a fairly painless process.
We are married, however it looks like it also applies to partners and carers.

I would keep the situation as is for now, then simply transfer all backdated years in one go when he gets back into work.

https://www.gov.uk/government/publications/national-insurance-credits-for-parents-and-carers-cf411a.

thank you so much for your reply..
just one more question ...just in case he doesnt get a job dfor a while as he is looking after his kids
can he fill in the form now and get the credits now ?

sheramber

HAYDAN2002 wrote: »

thank you so much for your reply..
just one more question ...just in case he doesnt get a job dfor a while as he is looking after his kids
can he fill in the form now and get the credits now ?

See above

Your application should be made before the end of the tax year (5 April) following
the period for which you want to transfer the credits e.g. if the transfer period is in
the 2016 to 2017 tax year you should apply for a transfer before 5 April 2018. If
the time limit has passed still complete the application form giving the reason why
you didn’t apply on time.

That form is only to transfer contributions for one year at a time, after the end of the tax year.

If you wish t transfer the credit to him permanently you need to notify that you want to transfer the child benefit claim to him. That way he will automatically get the credit each year,

vacheron

sheramber wrote: »

That form is only to transfer contributions for one year at a time, after the end of the tax year.

It is possible the form has changed, but when we applied we were able to transfer all 6 years with no questions asked. We just put the dates from and to in the form and they wrote back to us saying it had all been done.

HAYDAN2002

Thank you all so much for your replies

so i will tell him to transfer the child benefit to his name now

and fill in a CF411A form and hopefully get the last 2 years contributions paid in full (not sure if he is getting paid in fiull this last tax year as only got JSA form June 2018

have a good weekend all
kind regards