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Housing With universial credit?
FireMS
Posts: 64 Forumite
If you are over 35 what is the maximum universial credit will pay for a studio flat or a 1 bedroom flat if rented privately?
Also where is the best place to start looking for a place to rent...
Thank you for all help.
Also where is the best place to start looking for a place to rent...
Thank you for all help.
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Comments
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Your housing costs will be calculated using the Local Housing Allowance (LHA) for your area. You can look up the rate for a one bedroom flat in your area using this link https://lha-direct.voa.gov.uk/search.aspx
I would start looking on https://www.rightmove.co.uk.The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.0 -
Some areas also have a discretionary fund to help with a loan for the deposit. Also don't forget Council Tax in your calculations.Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.
The law is like an ocean - have a swim but don't drown.0 -
Suggest that you use a benefits calculator ( Entitledto, Turn2Us ) to get an idea about benefits.
You should not look at housing in isolation. It is only one aspect of a UC claim. If you are working and your earnings are at a certain level, you might not receive any UC payment and have to pay rent from your earnings.The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.0 -
Your housing costs will be calculated using the Local Housing Allowance (LHA) for your area. You can look up the rate for a one bedroom flat in your area using this link https://lha-direct.voa.gov.uk/search.aspx
I would start looking on https://www.rightmove.co.uk.
It shows the amount for a 1 bedroom but wont for a studio flat, will it the be the same amount or lower they will pay for a studio?
Also i’ve sent a email to a couple on rightmove but they wont even reply back when i mention benefits...?0 -
Did you put all your details into a benefits calculator like advised?It shows the amount for a 1 bedroom but wont for a studio flat, will it the be the same amount or lower they will pay for a studio?
Also i’ve sent a email to a couple on rightmove but they wont even reply back when i mention benefits...?
https://www.entitledto.co.uk/
It's extremely difficult to find a landlord that will rent to those claiming benefits. If you are lucky enough to find one then it's highly possible that they will require a guarantor.0 -
It shows the amount for a 1 bedroom but wont for a studio flat, will it the be the same amount or lower they will pay for a studio?
UC will only pay your actual rent (and certain service charges) upto the LHA cap, so if you are hunting for a flat there is no particular need to look for a studio flat if there are 1 bed flats available fo runder the LHA limit.The comments I post are my personal opinion. While I try to check everything is correct before posting, I can and do make mistakes, so always try to check official information sources before relying on my posts.0 -
If you're under 35 and claiming as a single person, you can usually only get the shared accommodation rate even if you don't share your home with others, unless you claim PIP/DLA.0
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Your housing costs will be calculated using the Local Housing Allowance (LHA) for your area. You can look up the rate for a one bedroom flat in your area using this link https://lha-direct.voa.gov.uk/search.aspx
I would start looking on https://www.rightmove.co.uk.poppy12345 wrote: »If you're under 35 and claiming as a single person, you can usually only get the shared accommodation rate even if you don't share your home with others, unless you claim PIP/DLA.
Im over 35 so that wont be a problem i think?0 -
UC will only pay your actual rent (and certain service charges) upto the LHA cap, so if you are hunting for a flat there is no particular need to look for a studio flat if there are 1 bed flats available fo runder the LHA limit.
LHA limit is about £265 a week for a 1 bedroom and the ones in the area i want are about £280, Thats fine but none of accept someone on benefits.
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How would one apply for council/social housing?
Whats the process?0
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