am i definitely not a first time buyer?

Slithery

Who said life was fair? I'm in the same position as you but accept it because there's nothing I can do to change the situation.

House ownership never appears on your credit file so I don't see what relevance that has.

You (or your solicitor) will have submitted an SDLT return when you purchased, even if the due amount was £0.

davidmcn

danlightbulb wrote: »

How can they find out?

The forum doesn't really consider "advice on money-saving" to extend to how to commit fraud or tax evasion.

Cakeguts

For first time buyer read also first time owner. You do not fit the criteria of first time owner.

Bacon_Sandwich

Try the same question again in a week or so, you might get better answers next time round.

ReadingTim

Bacon_Sandwich wrote: »

Try the same question again in a week or so, you might get better answers next time round.

Maybe tweak the wording a little - a couple of words here and there. You'll definitely* get a better outcome then.

*as in definitely not

danlightbulb

Well it was 4 years ago i asked, brain cells arent what they used to be.

Obviously i dont want to evade tax, but there may have been some loopholes i could have utilised so worth checking.

Thanks for replies.

Username3456

The rules are the rules.

I am a first time buyer...my partner isn't a first time buyer. Therefore I am forced to pay Stamp Duty as we don't get the exemption as she's previously owned one. Now that I feel is not that fair..but you just have to live with it.

You yourself have owned before..I haven't, I would say my situation is more unfair than yours.

Comms69

ryanbeacall wrote: »

The rules are the rules.

I am a first time buyer...my partner isn't a first time buyer. Therefore I am forced to pay Stamp Duty as we don't get the exemption as she's previously owned one. Now that I feel is not that fair..but you just have to live with it.

You yourself have owned before..I haven't, I would say my situation is more unfair than yours.

simple, find a new partner!

Marvel1

danlightbulb wrote: »

Id completely forgot Id asked the question before.

Its just unfair really. I am in exactly the same position as a first time buyer financially yet they get the HTB bonus and stamp duty exemption. It would make a huge difference.

When I bought alone in 2007 (just before crash and not recovered) I had no help like this, life is unfair.

James_Green_1982

Comms69 wrote: »

simple, find a new partner!

Or (if you can afford to) have the FTB buy the house on their own and then transfer half the ownership over to the ''partner'' at a later date (for a cash payment).

May depend on what is meant by ''partner''. It's an inaccurate and often misleading term - because it wouldn't be allowed if the couple were married / ''civil partnership''.