Should I loose my no claims bonus is named driver crashes their car

Kate505

Hello there,

My boyfriend is a named driver on my car Insurance. He crashed his own car and claimed off his own insurance.

No claims have ever been made on my insurance, likewise my car has never been involved in an accident.

Hastings Direct have now stated that I’ve lost my no claims bonus at time of renewal.

Is that right? Claims have never been made on my insurance.

Advice hugely appreciated,

Many thanks,

Kate

Dean000000

Can you take him off your policy?

Renual normally asks if anyone on the policy has had a claim in the last x years.

With him off the policy the answer is accurately ‘no’

Perhaps that is what they mean ‘at renual’

alfie1950

As stated....you should not lose your NCB but if he is still on your policy expect your premium to rise.

Hasbeen

Kate505 wrote: »

Hello there,

My boyfriend is a named driver on my car Insurance. He crashed his own car and claimed off his own insurance.

No claims have ever been made on my insurance, likewise my car has never been involved in an accident.

Hastings Direct have now stated that I’ve lost my no claims bonus at time of renewal.

Is that right? Claims have never been made on my insurance.

Advice hugely appreciated,

Many thanks,

Kate

You have obviously informed Hastings Direct at your renewal regarding the named drivers accident.

Your policy charge may increase, but your no claims will not be lost.

What is the actual statement from Hastings, Increase or you have now no claims bonus?

Kate505

Thanks - I’ve just received my proof of no claims doc, which has gone down from 5 years to 4 years, and lists his accident as a claim despite no claims ever being made on my insurance. I fully expect my premium to rise, but I’m certain it shouldn’t affect my no claims bonus. It must be a mistake. Let’s wait to see what they say.
Thanks again.

Hasbeen

Would agree with you a mistake. Perhaps tick box ticked wrong.

Please get back with result as it helps others in future in similar situations.

Kate505

Thanks - yes hopefully it’s as simple as that. Will update once resolved.
Thanks again to all.